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Saving was once a major feature of our entire nation, and then with the influx of Western values of timely pleasure and the increasing abundance of material life, the habit of saving gradually disappeared in the new generation. People are keen to live in the moment, how much to earn and how much to spend, and even spend tomorrow's money to enjoy today's happiness.
Doing so may not be a big problem for a young and strong young man who is carefree and has no concerns, after all, youth is the most powerful chip against risks.
But if a middle-aged man behaves in this way, his life will jump every minute, and his living standard will decline indefinitely, until he is completely reduced to a state of extreme poverty.
Middle age is the most risky stage in a person's life.
To face their own physical decline, no longer full of energy all day, career bottlenecks, parents need to take care of, children's education funding needs and other issues, any of the above needs sufficient financial support, if there is not enough money, any one of these things may lead to the person's half-life efforts in vain.
Therefore, whether people have enough savings in middle age, life will really vary greatly. Savings is not only a symbol of wealth, but also an individual's ability to resist risk.
There is nothing wrong with having fun in time, of course, but it is more important to let life continue than the extra material or other enjoyment of the moment.
From a psychological point of view, people who know how to save have stronger self-control, know how to delay gratification, and comprehensively consider the impact of each decision on their entire life.
"The Road Few" says: "Postponing satisfaction means not coveting temporary comfort and resetting the order of happiness and pain in life." ”
Therefore, those who enter middle age with rich savings, their lives are most likely stable and happy, the probability of facing a mid-life crisis is smaller, even if there is a crisis in life, they have enough strength to deal with it, and quickly return life to the track of being able to control.
While others indulge their desires, they control their hedonistic minds, devote their time and energy to more boring work, and accumulate raw capital.
I have to sigh that only people who can control their desires can always control their lives. Those who can gain fame and achievement, which one does not know how to abstain from self-discipline.
So, save as much money as you can at an energetic age. The money you save is your hard armor against the storm of reality. Recall that since the outbreak of the epidemic, how many industries and how many people have been forced to go bankrupt, but those who have some savings in their hands can resist and will not go bankrupt.
Perhaps some people think that the act of saving money is very old-fashioned, but sufficient savings can save lives at critical moments. We all think that Jews will make money and love to save money, because they know that once they encounter persecution, money can buy the life of a family.
"I am not a medicine god" has a line that stung the hearts of many people, "There is only one disease in this world, the disease of poverty." "Not saving money can make you dashing for a while, but saving money can make yourself stable for a lifetime, and stable survival is the basis for creating infinite possibilities."
Whenever you have the desire to consume heavily, remember to remind yourself that you are a human being and should pursue a higher way of survival, not a desire to release anytime, anywhere.
Materialistic consumption is a bottomless pit, there will always be new substances and forms in the market that stimulate your consumption, but do you really need them that much? Not really, so why not save?
Saving and curbing desires, in the words of the Buddhists, is "enduring humiliation", and patience is not only conducive to our clearer planning of money, but also conducive to improving our mental nature.
There are many unexpected things in people's lives, and a superior mentality helps us to effectively survive the crisis.
In this materialistic world, saving money is the most basic cultivation of an adult.
The scholar Dou Wentao once said such a story in "Threesomes": he once regarded money as dung, thinking that these external things lowered his realm, so as long as he thought that the advertisements that damaged his image, he would not pick up, nor would he think of making more money, and he even called those money "shameful money".
Until one time his mother was admitted to the ICU because of a stroke, it cost thousands of dollars to maintain life every day.
He began to frantically receive business performances and advertisements, as long as he could make money, he finally understood that the confidence of adults is precisely given by money. For Dou Wentao at that time, money was related to his mother's life.
No one wants to be reduced to a money-making machine, but when they have the ability, it is the wisdom of a person to save enough money to maintain a dignified life.
Only when adults have enough money can they do what they want to do without the interference of the world, be decent, and be generous.
As an ordinary person, our life does not have the high fault tolerance rate of the rich, and all we can do is save money and enhance our ability to resist risks.
- The End -
Author | Tommida
The First Psychological Writing Group | A group of young people who like to look up at the stars
Reference: Jean Piaget Biographie. (2020, January 29).