Wen | the original diary of The Little Fish Daddy, welcome to forward and share personally
The reunion of the Spring Festival has basically passed, and how to deal with the money received by the children has also entered the "white-hot" stage, and many parents only care about the huge amount of money they have "cheated", but ignored it, in fact, this is also a good opportunity to educate their children.
The boy spends a lot of money, and his mother asks him to work in a milk tea shop
At the time of the reunion of the four families at the beginning of the New Year, in front of a milk tea shop in Chongqing, a 7-year-old child stood, shouting "Welcome" to the pedestrians who came and went, watching such a small "child laborer" working hard for the New Year, people passing by couldn't help but look at it a few times.
It turned out that this 7-year-old boy was "working" in his own milk tea shop, the reason was that the boy received a lot of pressure money for the New Year, and he had to buy toys almost every day, although the pressure money was for children, but it was also unreasonable to spend all on buying toys.
In order to keep the child from spending money indiscriminately, the mother tells the boy that it is not easy to make money, and with the pressure money, it should be reasonably planned.
But in the eyes of a 7-year-old boy, it is still relatively easy to press the old money, as long as he says a few auspicious words. Therefore, in order to let children experience the difficulty of making money, mothers arrange for children to work in their own milk tea shops to experience life.
At the door of the milk tea shop, the doorman can only maintain a posture, and the mouth will repeat the shouting "Welcome", and the people who pass by will also cast strange eyes, and at this moment the boy really understands that the money is hard to earn, and it is not as easy as imagined.
From childhood will not be reasonable consumption, grow up is doomed to be crushed!
Under this video, many netizens also think that what is wrong with a small child buying some toys for the New Year?
If you only look at the immediate words, buying toys and spending hundreds of dollars is indeed not a big deal, but in the long run, when you are a child, you even have the wrong perception that it is easy to make money, and when you grow up, you may be crushed by advanced consumption.
You know, the wrong concept and behavior of consumption is always a time bomb, this hidden danger will erupt one day in the future, and the consequences will exceed the expectations of many people.
Among young people, it is very popular to consume ahead of time, everything can be loaned, installments, and use future money to do the immediate things, it seems that they are all using their own money, and there is nothing unreasonable about using it in advance.
But many people are likely to fall into the joy of consumption, ignore their actual ability, and even start to borrow money to support loans, and there is no specific concept of consumption.
To put it bluntly, many people can't see the actual transaction process of money, and this kind of online consumption gives people the illusion of "I didn't spend money", but in fact, they overspended unconsciously, and beyond their own ability.
Therefore, from an early age to establish a correct concept of consumption for children is not to save "small money", when you are a child, spend money and spend a lot of money, grow up easy to drop the trap of online loans, learn this mother to let the child cliff pull back, the effect is remarkable.
How to cultivate children's "financial quotient" is a compulsory course for parents!
Give your child the right to dispose of the money
Cultivating children's financial quotients inevitably makes children spend money, parents have the right to spend money on their children, if they always do not let children spend money in the name of "protection", then children have no opportunities for trial and error and growth.
First of all, let the child know the money, understand the value of the commodity, and then within the scope of their own affordability, give the child the right to spend money, when he is a child, use a small amount of money to learn lessons for the child, and establish a correct concept of consumption is a very cost-effective investment in education.
Cultivate children's financial quotient according to their age
Children aged 3-5 do not have the ability to spend a lot of money, but they can help children know money, play "shopping" games with children at home, and take children to experience consumption.
Children aged 5-8 can basically know all the money, and have a clear understanding of the common commodity prices in life, at this time, they can give the child a part of the money at their disposal.
Children over the age of 10 already have their own ideas, and parents who want to buy and realize should actively support them, but they cannot completely ignore them.
In the final analysis, most children have an admiration for their parents and even want to get their parents in some things, so parents should give their children enough rights to have appropriate advice.
Let the child have the awareness of saving money
The awareness of saving money at a young age can become a financial concept when you grow up, and teaching children to spend money and letting children save money can be carried out simultaneously, and the two are not in conflict. Parents with conditions can take their children to the bank to understand storage and investment, and the key is to let children see the benefits of reasonable consumption and saving money investment.
To cultivate children's concept of money and money, parents have an unshirkable responsibility, in addition to guiding children, parents should also pay attention to whether their concept of money will affect their children.
Especially when there is a lack of spiritual companionship, parents like to make up for it with money, and invisibly parents pass on their attitude of caring or contemptuous of money to their children.
People do have the distinction between rich and poor, but there is no difference between good and bad, so that children learn to face money correctly, reasonable consumption and life can also make limited money create unlimited value and wealth.
【Today's Interaction】
Will you let your child dispose of his own money?