In the hot mobile payment now, people are increasingly experiencing the speed of mobile payment. Today's mainstream payment methods are WeChat and Alipay, and some merchants also have the newer cloud flash payment as a payment function, but no matter which product can theoretically be called a third-party software platform, because he is not using the money in your bank card. If Alipay wants to pay with the balance or balance treasure, it is actually the bank card that is charging Alipay with money.
Therefore, if you do this, in fact, consumption needs to be supported by data, and one party has no way to carry out it without a network, which is a bit contrary to the previous consumption principle of cash payment. After the current suggestions made by consumers, the national team has come out, and the digital yuan has also emerged with the trend, which has properly solved this problem.
▲Digital yuan
Ali was left out in the cold
In fact, the state has been severely hitting monopoly behavior, Ma Yun lost a lot of money last year because of the implementation of the anti-monopoly law, but this is only a rarity for Ma Yun, for him, the real loss is still behind. In fact, WeChat is not a good person, Tencent everyone understands. At present, it is actually best not to let the double horse occupy the position of this mobile payment as well, but they are too powerful, so for the time being, we can not let everyone disable WeChat and Alipay, so they can only choose to add an updated better mobile way to replace Alipay. After the emergence of this way, everyone's enthusiasm and use of Alipay is the purpose, but also to prevent them from monopolizing, and not to let them disappear to actively compete.
▲Alibaba
Select JD.com
Jingdong as an e-commerce for the online payment platform actually has a very complete system, their boss Liu Qiangdong also said that he has a strong logistics system but has nothing to do about mobile payment. But the central bank took a fancy to JD.com and decided to use the new digital yuan as a pilot group. As of now, there are actually many cities in China that have a pilot work on the digital yuan, the first is the Jingdong platform, most of its brands can use digital people's coins to pay, I believe that soon there will be relevant user experience and advantages.
▲JD.com
At present, Jingdong still needs a certain degree of learning and improvement Ma Yun's success is only early, Ma Huateng can be said to be just copied, and now there is no enterprise that can be said to be strong under the pace of economic development and competition. This is why the country has taken a fancy to Jingdong, the background of this enterprise is very clear, the praise is relatively high, and since its birth, it has always had a good reputation. But the digital yuan is a new means after all, there is no way to take down Alipay, no one can take down Ma Yun, in this specific time node, indeed only Ma Yun can lead us in this era of mobile payment. Therefore, we can only choose to compete with Ma Yun in this field.
▲Jack Ma
People's Daily forecast
The People's Daily said that there is actually no so-called Ma Yun era, only Ma Yun in the era. The meaning of this sentence is actually very obvious, Ma Yun can be anyone, even if there is no Ma Yun, there will soon be a second person to discover the door of e-commerce, open and develop the era of online payment. But only Ma Yun can survive in this era, even if there is such a public opinion storm, it can not lead to the company led by Ma Yun to become the most profitable enterprise today.
▲ People's Daily forecast
summary
Digital YUAN chose JD.com is also hoping that JD.com can deliver a perfect answer sheet to verify the Inference of the People's Daily, anyone can create the era, and believe that JD.com can lead us to a new era of digital YUAN.