What is "Digital Yuan"? If this concept was still unfamiliar to the public a year ago, the digital yuan is now accelerating its integration into public life. At present, riding on the east wind of the 2022 Beijing Winter Olympics, the digital yuan reflects its unique advantages.
What is Digital Yuan? In fact, he is another kind of "money" independent of the physical currency, it does not require an associated bank account, and is mainly used to replace the cash and coins in circulation, functioning the same as cash.
It is reported that limited to the brand rights and interests of the Winter Olympics, visa and cash payments including physical yuan and digital yuan are supported in the Winter Olympic venues. For users who are accustomed to mobile payment, the use of digital yuan can save the inconvenience of carrying cash and the trouble of finding change, and also give overseas friends to China another payment option. At present, the Digital Yuan App supports the registration and opening of mobile phone numbers in nearly 100 countries and regions participating in the Winter Olympic Games.
"The digital yuan landed in 403,000 Winter Olympic scenarios, and Beijing initially completed the evaluation of 15 information consumption experience centers in the city." On February 8, at a special press conference on the construction of the Beijing International Consumer Center held at the 2022 Beijing News Center, Guo Wenjie, deputy director of the Beijing Municipal Bureau of Commerce, said.
In fact, before the opening of the 2022 Beijing Winter Olympics, Communications World reporters led a team to Beijing Shougang Park by China Unicom to experience the digital RMB Winter Olympics licensed merchandise vending machine jointly piloted by China Unicom and the Bank of China. "Touch" can complete the digital yuan payment, the reporter through wearing the "Winter Olympic glove wallet", experience the Winter Olympic licensed commodity vending machine, feel the unknown surprise after turning the egg machine.
Entrusted by the People's Bank of China, China Unicom, as one of the first batch of digital yuan research institutions, fully participated in the research and development and pilot of digital yuan, gave full play to the advantages of operators, mutually empowered information technology and digital yuan, launched a series of innovative product scenarios, continuously unlocked new ways of playing digital yuan, and comprehensively promoted the landing of digital yuan pilots.
In addition to China Unicom, China Telecom and China Mobile have also carried out many explorations in the field of digital yuan.
On September 7, 2021, the "Digital Yuan" wallet jointly developed by China Telecom and the Bank of China was officially launched. Mobile phone users only need to complete real-name authentication and bind bank cards in the Wing Payment App to open a digital RMB wallet and realize service operations such as digital RMB deposit and transfer bank, digital coin exchange, and transfer. In the next step, China Telecom will also base on the coordinated development of operator business and digital yuan, optimize the design of The Internet of Things module chips, improve the integration of digital yuan hardware collection modules, and accelerate the docking and transformation of terminals with SIM cards, Internet of Things, wing payment and other platforms.
Since 2018, China Mobile and ICBC have established a joint project team to conduct digital yuan research and development and business cooperation. On October 13, 2021, China Mobile and ICBC jointly released the "Digital RMB Payment Product Based on Super SIM Card" and the brand name "SIM PAY" for the first time. In the future, more than 5 million offline merchants of Industrial and Commercial Bank of China and hundreds of thousands of mobile business halls of China Mobile will support digital yuan SIM PAY to promote the development of digital yuan scale.
The reporter learned that as of December 31, 2021, the mainland digital yuan pilot scene has exceeded 8.0851 million, a total of 261 million personal wallets have been opened, and the transaction amount is 87.565 billion yuan, which effectively verifies the technical design and system stability, product ease of use and scenario applicability of the digital yuan business, and enhances the public's understanding of the digital yuan design concept.
Not long ago, the State Council issued the "14th Five-Year Plan for the Development of the Digital Economy", which also mentioned that relying on bilateral and multilateral cooperation mechanisms, international coordination of digital economy standards and cooperation in digital economy governance should be carried out. Actively learn from international rules and experience, and explore the establishment of governance rules around major issues such as cross-border data flow, market access, anti-monopoly, digital yuan, and data privacy protection.
Seeing this, do you also want to experience the digital yuan? At present, the "digital yuan (pilot version)" has been listed on the app store, and the small partners who want to experience it can rush!
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Author: Fan Huiqing
Editor-in-Charge/Layout: Fan Fan
Review: Shen Qing
Producer: Liu Qicheng
I knew you were "watching"