Borrowing money is not a good habit, often you lend to each other, but it is difficult to be friends with each other. Therefore, you must be cautious before borrowing money. It is best not to borrow. There is a saying in life that emergency relief does not save the poor. If the other party really has difficulties, and the money borrowed is within your ability, you are not shallow with him, and your personal relationship is very close. Borrow no intention of letting the other party pay back, then you can be generous.
If the other party only has limited self-ability and does not control himself, the purpose of his borrowing money is purely for the high consumption of the self. Let you pay for him first. Then you might as well use these methods and subtly reject them.
First, the loan for buying your own house is being repaid, and you can't borrow it without spare money.
I bought a house and paid a down payment, the family has no surplus grain, the salary is spent on weekdays, and the loan repayment has been tight. Saying this way, the other party is naturally not good to say anything more. Then you complain a lot and make the other party feel that you have found the wrong person. In this way, you can easily return to the absolute side, and if you want to come, the reason why the other party will not think that you are stingy, that you are not willing to lend him.
Second, his own money is put on the stock market, and the fund cannot be taken out at all.
Sorry first, and then tell the other party that all this money has been put on the stock market, bought a fund, and can't take it out. Then I complained all the time that the stock market pit people at home. Their own capital has been lost, and they have been scolded by their wives to recover their financial power, so now, their own salary cards are kept by their wives, in case they are speculating in stocks without any concern, and their wives only give thousands of yuan of pocket money every month. I had a hard time. After listening to your words, who is still cheeky to open their mouths to manage you to borrow money.
Third, his own money was lent to his wife's mother's eldest brother to buy a house, and the old lady came forward to refute it.
Tell the other party that it happened to be lent to his wife's mother's brother a few days ago. In order to buy a house, the money was not enough, so the mother's mother opened her mouth, guaranteed, and lent it to her brother. It takes three years and five years for the money to come back. So, at the moment, I am also tight on hand, and I have no extra money to lend you. In this way, what else can you say, you can only think of other Fa
Fourth, the money is not in my control, and the lover never enters the account and does not pay the account.
She has no money, the money is in the hands of her wife, she has always been strictly controlled, and she has always been in and out. Therefore, when our buddies came home to drink some wine, she made a fuss and yelled people out, so she used to have a little bit and didn't give a fight. Therefore, I don't dare, I really don't dare to provoke the "mother night fork", and trouble the other party to think of other ways.
Fifth, tell the other party that you want to borrow money from the other party, and you haven't opened your mouth yet.
As soon as the other person opens his mouth, you first tell him about the money you recently wanted to borrow from him. I'm embarrassed, I don't know how to borrow money from him. Then tell the other person about his recent embarrassment. Relatives and friends have received loans, there are hundreds of thousands of deficits, they are worried, ready to borrow from friends, so you can't help the other party. Come to think of it, in your case, people are not good enough to say more.
Bacon said that once family life is based on borrowing, it is no longer free and beautiful. Therefore, in life, we must make reasonable expenditures according to our own economic income. Let yourself have a certain amount of savings, don't be without a plan, always reach out to others to borrow money. Such behavior will often cause others to resent and make others stay away from you. What's more, some people borrow money, just for the sake of their own vanity and face, rather than the emergence of special circumstances. Therefore, in life, we must learn to plan our own money well, do not borrow money from others, and try not to lend money to others.