Recently, there are too many hot events in new energy vehicles, and they will have a corresponding direct impact on consumers buying cars, such as the continuation of the slope of new energy national subsidies, and the start of trial operation of new energy exclusive insurance, which will have obvious changes in your purchase and use of new energy vehicles. So today, let's take a look at the topic of car use that is directly related to everyone's vital interests, a popular new energy model, at the current new point in time, how the car will change when buying a car.
The protagonist of the model is the BYD Han EV, which is very popular in 2021, from the perspective of buying a car, according to the new energy subsidy policy in 2022, the BYD Han EV model with a cruising range of more than 400 kilometers has dropped to 12,600 yuan this year, which is 0.54 million yuan less than the subsidy standard of 18,000 yuan in 2021. Of course, there are also relevant policies for regional subsidies/manufacturer subsidies in the actual purchase stage, depending on the specific conditions of the store.
In the car segment, we analyze the three aspects of insurance costs, maintenance costs, and fuel and electricity costs.
Insurance costs
Among the models on sale in BYD Han, we have selected the "BYD Han 2020 EV Ultra Long Endurance Deluxe" as the analysis model. According to the exclusive insurance of new energy vehicles, the main insurance includes car damage insurance, three liability insurance, and vehicle personnel insurance, which is no different from our conventional insurance, and mainly adds some exclusive regulations for new energy vehicles. In addition, from the current customer insurance situation, the price of new energy vehicle insurance has an upward trend.
Based on the three main insurance types of three liabilities of 1 million, car damage insurance and compulsory traffic insurance, then the insurance cost of the first year of purchasing BYDHan EV models is about 6400 yuan, of which the car damage insurance is about 3000 yuan and the third party liability insurance is about 1600 yuan, accounting for a relatively high proportion. According to the speculation of the subsequent non-insurance status, the insurance cost of BYD Han EV for three years is about 15,000 yuan.
Maintenance costs
The first warranty of BYD's EV models is carried out free of charge at 12,000km, including the replacement of air filter elements and battery inspections, and the subsequent maintenance interval is 12,000km.
In the follow-up maintenance, BYD Han EV in 36000km to replace the brake fluid and transmission gear oil, about 772 yuan, the rest of the maintenance need to replace the inspection of the items are less, so the EV model driving 60000km The estimated maintenance cost is about 2052 yuan, which is about 684 yuan per year.
Fuel/electricity
According to user feedback, the actual power consumption of the "ultra-long endurance version deluxe" of the Han EV model is about 14.7kWh. We take the current household electricity consumption of about 0.56 yuan / kWh to calculate, then the annual electricity bill of EV models is about 1646 yuan, but this is the electricity bill under the premise of having its own charging pile. It can be seen that because ev models save fuel costs, they can be about 7649 yuan cheaper in energy consumption costs every year.
summary
On the whole, the performance of BYDHan EV in terms of use cost is relatively close to the people, three years of insurance + energy + maintenance projects, calculated according to 20,000 km / year, about 22,000 yuan, the average to about 7350 yuan per year. If you compare the fuel model at the same price point (about 230,000 yuan), the cost of using bydirHan EV is about half that of a fuel vehicle.
Therefore, combined with the current two policies, BYD Han EV is still a model with a very low cost of use, and the new policy has no obvious impact on it.