With the general trend of automobile electrification, more and more traditional fuel vehicle manufacturers have begun to launch their own electric vehicle products, including the BMW iX3 we are going to talk about today. As a luxury brand of new energy medium-sized SUVs, consumers choose this car mostly for two reasons, one is that as a new energy vehicle, it can be green, and it is more convenient to buy in some places with license plate restrictions. The second is that this car can still save some car maintenance costs compared to ordinary fuel vehicles. However, as we all know, with the introduction of exclusive insurance for new energy vehicles, the insurance costs of green license cars have risen more or less, and many car owners have complained that their new energy vehicles are not as provincial as before. Today we will take a look, BMW iX3 after the introduction of new energy vehicle exclusive insurance, is the car maintenance piece also affected?
Of the two models on sale for the BMW iX3, the reference sample we chose was the entry-level 2022 leading model, which is also the configuration that most consumers choose when buying a car. Combined with this car, let's take a look at the insurance costs, maintenance costs and electricity expenses of the BMW iX3.
Insurance Costs:
In the several insurance samples we collected about the BMW iX3, there was no price increase compared to the previous comparison. We also asked the staff of the BMW 4S store about the after-sales and insurance company staff. The answer they gave was that because most of the parts of the BMW iX3 and BMW X3 were universal when repairing, and BMW's three-electric system had not had more failures or accidents before, the insurance company did not think that it was necessary to increase the premium to offset the risk of increasing the three-electric warranty and spontaneous combustion in the car damage insurance after accounting for the underwriting risk.
Next, we will take a specific insurance sample from a car owner who signed a contract to buy a BMW iX3 on January 26, 2022, and the insurance company he insured was Ping An Property and Casualty Insurance Company of China. In this policy, we see that the total cost of the owner to purchase the new energy vehicle damage insurance and the two commercial insurance of 2 million three liabilities is 8032 yuan, and the premium expense after the compulsory insurance is 8982 yuan, which is basically the same as the previous insurance cost.
If we calculate the insurance according to the owner's three years of driving without accidents, plus the annual decreasing discount given by the insurance company, the total insurance cost required for the car for three years is 22455 yuan, and the premium expense for one year is 7485 yuan.
Maintenance cost:
According to our inquiry to the BMW after-sales staff, a large part of the BMW iX3 car is common to the BMW X3, but as a pure electric model, the BMW iX3 is still much cheaper in maintenance, and the project is relatively simple.
Unlike the BMW brand's 10,000 km maintenance of fuel vehicles, the maintenance cycle of bmw iX3 is 20,000 km once, and the basic maintenance is relatively simple, basically it is to check the vehicle's three-electric system and other components, and the cost of a basic maintenance is about 340 yuan.
The rest is the replacement of some consumables, BMW after-sales told us that the BMW iX3 car in three years to travel 60,000 kilometers under the premise of the need to replace the consumables include the following: the air conditioning filter for 20,000 km to replace once, the cost per time is 655 yuan, the current BMW car brake oil in 60,000 km can be replaced once, the cost is about 323 yuan, and then the vehicle travels 50,000 km to 60,000 km, you need to replace the brake pads, The replacement price in the 4S store is about 1700 yuan for the front wheel and about 1400 yuan for the rear wheel.
So if we calculate the total maintenance cost of the BMW iX3 driving 60,000 kilometers in three years, it will cost almost 6408 yuan, and the average cost of maintenance in one year is 2136 yuan.
Electricity:
BMW iX3 this car officially given pure electric mileage of 500 kilometers, according to our tests, combined with high-speed working conditions and urban conditions, the actual mileage of this car is almost 420 kilometers, according to the battery capacity of 80kWh to calculate, the power consumption of this car is almost 19kWh / 100km.
Let's assume that the annual mileage is 20,000 kilometers, half of which use household electricity to charge the vehicle at home, the average price of household electricity is almost 0.56 yuan / kWh, and the remaining half uses a public charging pile to charge the vehicle, the average price is almost 1.7 yuan / kWh. According to calculations, in this case, the electricity cost of bmw iX3 in a year is almost 4294 yuan, and the average cost of charging the vehicle in a month is about 357 yuan.
summary:
By adding up the insurance cost, maintenance cost and electricity cost, we conclude that in today's introduction of new energy vehicle exclusive insurance, if other soft expenses are not calculated, raising a BMW iX3 is almost 13915 yuan a year, and the average monthly car needs to spend almost 1159 yuan. According to the staff of the BMW 4S store, the BMW iX3 is no different from before the insurance, and through our multi-party comparison, the credibility of this matter is still relatively high. As for whether it saves money to maintain this piece, I think it still depends on who to compare.