If you want to buy a mid-size SUV with a budget of 200,000, there are many models to choose from in the current car market. But if you want a vehicle that can save fuel without worrying about battery life, the plug-in model seems to be more recommended. Among the optional models in this field, bydIR Tang DM-i's competitive strength is still very good. The 7-seat space is naturally enough to meet the travel of a family, and it is also equipped with BYD DM-i hybrid system, which is not only powerful, but also ensures fuel economy, and has reached the level that the car should have in all aspects. However, the implementation of new energy vehicle insurance some time ago has made many consumers worry that the premium of Tang DM-i will increase in price and lose the advantage of car maintenance as a new energy vehicle, so has the premium of Tang DM-i been affected? How much will it increase compared to the previous cost of car maintenance? Let's investigate today.
Insurance costs
In the insurance sector, we have previously analyzed the "2021 DM-i 112KM Premium" with the highest attention, and after purchasing the three main insurance types of car damage insurance, 1 million three liabilities and no deductible, the annual insurance cost is about 4500 yuan. However, after adding the three electric quality assurance, spontaneous combustion and other projects to the new energy insurance, now we buy the same model of BYD, the insurance cost in the first year is about 6066 yuan, in addition to the fixed 950 yuan traffic insurance, but also includes 5116 yuan of commercial insurance, of which 1 million three liabilities are about 1630 yuan, car damage insurance is about 2633 yuan, excluding deductibles of about 853 yuan. If the follow-up vehicle is not insured, according to the insurance company to give the second year 20% off, the third year of the 30% discount to calculate, then Tang DM-i three years of insurance costs are about 14316 yuan, evenly amortized, almost 4772 yuan per year. Compared with before, it is about 272 yuan, about 6% increase, which is not too big.
Maintenance costs
According to BYD's official maintenance manual, the first warranty of Tang DM-i is carried out at 3500km or 6 months (whichever comes first), including free replacement of oil filters, and the maintenance cycle after that is 7500km or 12 months. Subsequent maintenance items include that the inspection or replacement of the oil filter and the air conditioning filter to be carried out for each maintenance is about 515 yuan; in addition, every 15,000km to replace the brake oil, antifreeze, etc., counting the working hours of about 1078 yuan; every 22,500km need to replace the fuel filter, the cost is about 656 yuan; every 30,000km need to replace the spark plug, air filter, about 1060 yuan Finally, every 60,000km, attention needs to be paid to changing the transmission oil.
Therefore, the 60000km as a family car three years of mileage, then the total maintenance cost of these three years is about 7366 yuan, the average annual maintenance cost of 2455 yuan, and the same level of fuel vehicles are basically at the same level, but as a 200,000 yuan medium-sized SUV, overall Tang DM-i maintenance cost is still cheap, but every 7500km maintenance cycle is somewhat frequent.
Fuel/electricity
Tang DM-i as a plug-in hybrid model, with HEV, EV and other driving modes, in order to facilitate the calculation, we use the more commonly used HEV hybrid mode working conditions to calculate fuel consumption. According to our survey, the actual average fuel consumption of the "2021 DM-i 112KM Premium" vehicle is about 5.2L per 100 kilometers, and the power consumption of 100 kilometers should be about 15kWh. In addition, Tang DM-i only needs to use No. 92 gasoline, the current price is 7.15 yuan per liter, according to the current household electricity consumption of about 0.56 yuan / kWh to calculate the electricity bill, the number of kilometers we use a year to drive 20,000 kilometers for reference.
Suppose that in this year, we use fuel to travel 10,000 kilometers, with pure electricity to travel 10,000 kilometers, then the fuel cost is about 3718 yuan, the electricity cost is about 840 yuan, that is to say, a total of 4558 yuan a year, and if more pure electric drive, the cost will be further reduced.
summary
Adding up the above costs, we can conclude that BYD Tang DM-i's cost of insurance, maintenance and electricity/fuel costs in the previous year is about 11785 yuan, which is about 272 yuan more expensive than before the implementation of new energy insurance, and there is about a 6% increase in insurance costs, which is not as exaggerated as circulating on the Internet. In addition, as a plug-in hybrid model, Tang DM-i's annual electricity/fuel costs add up to even cheaper than insurance, about 380 yuan per month, which may only account for a fraction of the same level of fuel vehicles, and if the daily electricity is used, it can also reduce a part of the fuel cost, so that the overall cost of car maintenance is further reduced.