The arrival of the car has indeed had a greater impact on our lives, the car is a means of transportation, convenient for our travel, in the past we wanted to go out can only rely on public transportation, a long trip is difficult, but now it is different, every household has purchased a car, even if it is easy to go far away can easily reach.
Although the arrival of the car is convenient for our lives, but also brought us some troubles, the biggest trouble is due to the increase in the number of cars caused by the traffic pressure is increasing, every day will be traffic jams, some small cities are fine, traffic jams in big cities such as extended lunch, every day commuting in the process of traffic jams.
There is also a trouble is the increase in the cost of raising a car, the car itself is a consumer product, after buying a car it means another consumption tool, now many friends are loans to buy a car, so it is more to increase their own life pressure, not only to repay the car loan, but also to take out funds to raise a car, many friends have said: no wonder the recent living standards have declined.
Speaking of car maintenance, a fan of mine asked me a few days ago what is the cost of a car with 100,000 yuan, and I calmly calculated it, not to be unaware, this number is indeed unbearable for most people.
Let's first take a look at where the cost of car maintenance costs.
If it is a new car to buy, the cost of maintaining a car is generally to pay the purchase tax, car insurance, car maintenance costs, car maintenance costs, fuel costs, parking fees and fines generated by violations, the largest cost of which is fuel costs, the current oil price is very high, if it is added To 95 gasoline, it will also produce more fuel costs.
So how much does it cost to keep a car of about 100,000 yuan a year?
Vehicle purchase tax (negligible except for new vehicles)
If it is a new car to buy, the new car license plate needs to pay the purchase tax, and the purchase tax cost is generally about 10,000 yuan, of course, this is only the state of the new car, this cost is essential, if the higher the price of the car, the corresponding purchase tax will be more expensive.
Car insurance premiums
The cost of insurance needs to be paid every year, and now the cost of automobile traffic insurance is 855, we take the 1.5 displacement model to calculate, but also need to pay 360 yuan of car and ship use tax, 1 million of the three costs in about 700 yuan, and then add car damage insurance, the total cost is about 4000 yuan.
Fuel costs
Car fuel cost is the most consumed, we calculate the car 100 km fuel consumption of 7.0L, the current 92 gasoline price of 6 yuan, a kilometer is 0.42 yuan fuel cost, a year of 10,000 kilometers of travel, you need 4200 yuan to maintain the car cost.
Car maintenance and repair fees
The car travels 10,000 kilometers a year, needs to be maintained once, the general ordinary private car needs about 400 maintenance fees, which is still not counting the replacement of wearing parts, the cost of maintenance also needs about 1,000 per year, if it is not their own responsibility, if the accident occurs, they also need to bear the repair costs of other people's vehicles, we are now calculated according to 1000 yuan, and the annual car maintenance and repair fee needs about 1500 yuan.
Parking fees and penalties
Now many friends are in order to park and make trouble, if you do not pay attention to may produce violations, at present, in second-tier cities, a year's parking fee needs about 2,000 yuan, plus the resulting violation fine, we take 1,000 yuan to calculate, that is to say, the annual payment of parking fees and fines need 3,000 yuan.
Write at the end
Let's first calculate these main costs, of which the purchase tax (negligible except for the new car), insurance premiums, fuel costs, parking fees and fines, car maintenance fees and repair fees, a total of 22,700 yuan, so a private car of 100,000 yuan needs to spend 22,700 yuan a year, an average of 1,890 yuan per month. If it is not a new car, you can remove the purchase tax of 10,000 yuan, that is, 12,700 yuan, an average of 1,058 yuan per month.
For some ordinary office workers, the monthly salary is only 3000-5000, in addition to 1058 yuan, there are very few left, if it is a loan to buy a car, then you have to pay the loan fee every month, which increases your burden.
When we buy a car, we must buy according to our actual situation, do not buy models beyond our own capabilities for the sake of face, otherwise there will be hardships, and the decline in quality of life is inevitable, and it will also make the family that is not rich worse.