On December 27, 2021, the insurance plan specifically for new energy vehicles was introduced, and then insurance companies also adjusted the premiums of major brands of new energy vehicles, and many owners of new energy vehicles said that the premiums of their vehicles increased a lot compared with before. Then in the days that followed, premium prices for new energy vehicles continued to "fluctuate", and consumers and insurance companies seemed to be caught in a huge uncertainty. From the perspective of insurance companies, according to the new insurance regulations for new energy vehicles, how to price themselves to protect their own interests is still unknown, and consumers cannot be sure when they will use what price to buy insurance is the most appropriate?
However, in this insurance "change", there are also some brands that carry out "macro-control" of insurance costs and even car maintenance costs in a special way, just like the Weilai Automobile we want to talk about today, which sells worry-free service packages that include insurance and maintenance items to car owners, so as to achieve comprehensive control over the cost of car owners. Today we will take weilai ES8 as an example, to see through the manufacturer's "macro-control", its car maintenance cost before and after the launch of new energy car insurance, how has it changed? Here, we take the 2020 589KM six-seater version of the configuration with relatively high attention as an example, to see what is the situation of the owner of the NIO ES8 in the purchase of worry-free service packages and electricity bills?
Maintenance + Insurance "Packing" Cost:
First of all, let's briefly introduce the content of the worry-free service package of WEILAI ES8, which is mainly composed of insurance, maintenance and other services, which includes the insurance items such as 1 million three liabilities, car damage insurance, driver and occupant accident insurance and traffic insurance that we usually choose to buy car insurance. The maintenance content is to provide all maintenance for the vehicle within 60,000 kilometers a year, that is to say, if we assume that the mileage of a year is 20,000 kilometers, the worry-free service package can include all maintenance and insurance costs.
The purchase of a worry-free service package costs +1680 yuan, of which 1680 yuan is a package price including maintenance and other services. In the 2021 worry-free service package pricing, the first year of WEIO ES8 worry-free service package price is 12600 yuan, if there is no accident called insurance, the second year purchase price is 11300 yuan, the third year is 10300 yuan.
According to the current statement given by Weilai, in the worry-free service package in 2022, or the price of 1680 yuan for maintenance + other services, only for the insurance price to do less than 10% increase. So if calculated according to the increase of 10%, the Weilai ES8 worry-free service package after the price increase in the case of no insurance, the first year price is 13692 yuan, the second year price is 12262 yuan, the third year purchase needs 11162 yuan, if we take three years as a large cycle, after the average calculation of the price increase in 2022, the annual average price of the worry-free service package is 12372 yuan, which is 1000 yuan less expensive than before.
Electricity:
2020 589KM six-seat version of the Weilai ES8 officially gave a cruising range of 589 kilometers, we actually tested that the range of this car is almost 500 kilometers, combined with the car's 100kWh battery capacity, we came to its power consumption is almost 20kWh/100km.
When calculating electricity bills, we assume a situation, that is, the annual mileage is 20,000 kilometers, of which 15,000 kilometers are charged by household electricity, the price is 0.56 yuan / kWh, and the remaining 5,000 kilometers are charged on the public charging pile outside, the cost is 1.6 yuan / kWh. Based on comprehensive calculations, the annual electricity bill of NIO ES8 is almost 3280 yuan, and the average monthly electricity expense is 273 yuan.
summary:
By adding the cost of purchasing a worry-free service package including insurance and maintenance to the electricity bill, we concluded that without considering other soft expenses, the cost of car maintenance for the WEILAI ES8 after the premium increase was 15652 yuan, and the average monthly car maintenance expense was 1304 yuan, which was dozens of yuan more expensive per month than the previous car maintenance expenses, and the increase was not too large. And for a medium and large SUV, the cost of car maintenance for the NIO ES8 can be said to be very economical, almost one-third of the BBA's model of the same class.