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NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

As an early entry into the new energy of China's new power car brand, Weilai Automobile after several years of development, but also in the market to play their own signboard, its pure electric medium SUV NIO ES6 although the price of more than 300,000 yuan, but with a good configuration, space performance and the appearance of the interior of the sense of high-end, harvested a certain sales. And it is worth saying that although the price is more than 300,000 yuan, WEILAI ES6 still has a cost-saving attribute compared to the same level of fuel vehicles in terms of car cost, which is also one of its many product points.

With the recent introduction of new energy vehicle insurance policies, many consumers have found that their costs have increased by a certain extent when purchasing insurance for new energy models, especially the representative of which is Tesla, and other brands have also increased more or less. Today we will take a look at whether the advantages of WEILAI ES6 in the cost of car maintenance have been reduced a lot after the introduction of the new energy vehicle insurance policy? Compared with the same level of fuel mid-size SUVs, does its car maintenance still have advantages?

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

At present, the most concerned in the WEILAI ES6 car series is the 2020 600KM Sport Edition with an official mileage of 600 kilometers, and today we calculate the cost of car maintenance, so we take it as a reference. Here, we mainly calculate the insurance cost of NIO ES6 after the implementation of the new energy vehicle insurance policy, and combined with the electricity and maintenance costs required by the vehicle to drive 20,000 kilometers a year, let's see how much it takes to maintain a NIO ES6 car for a year, according to the current situation, can it save more money than fuel vehicles?

Insurance + Maintenance "Packing" Cost:

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

Nio ES6 insurance purchase method and traditional models of maintenance and insurance purchase method is slightly different, mainly through the purchase of NIO officially provided worry-free service package to buy insurance, the current worry-free service package includes vehicle traffic insurance, car damage insurance, 2 million three liabilities and 150,000 / seat of driving accident insurance and other insurance items that car owners generally buy, and provide some such as vehicle maintenance within 60,000 kilometers a year, vehicle maintenance and other different services. Under the current policy, the worry-free service package of NIO ES6 Sports edition is 11600 yuan in the first year, if there has been no insurance, the cost of purchasing the worry-free service package in the second year is 10500 yuan, and the cost of the third year is 9500 yuan, and in addition to the first year, as long as there is no insurance, you can get 20,000 points every year when you renew the worry-free service package.

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

The current 2022 version of the worry-free service package that applies the insurance policy for new vehicles will not be introduced until the second quarter of this year, but according to what we know, in addition to the increase in insurance costs within 10%, other contents and current service packages should remain unchanged. Through the situation we understand, the composition of the worry-free service package of NIO ES6 is composed of insurance costs + 1680 yuan / year other service costs, so according to the current price, the insurance price of NIO ES6 should be 9920 yuan in the first year, 8820 yuan in the second year, and 7820 yuan in the third year, if we take three years as a large car cycle, the total insurance cost of three years needs 26560 yuan, and the average annual insurance cost is 8853 yuan. If we calculate according to the 10% increase after the implementation of the new insurance plan in 2022, in the case of no insurance, the average insurance cost in a year is 9738 yuan, and the price of the worry-free service package after the price increase is almost 11418 yuan. It costs almost 885 yuan / year more than before.

Electricity:

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

NIO ES6 2020 600KM Sport Edition officially gives pure electric mileage of 600 km, and its battery capacity is 100kWh, through our actual test, the actual mileage of this car is almost 500 km, that is to say, its power consumption is 20kWh/100km, if we calculate according to the household electricity 0.56 yuan / kWh, the electricity cost required to drive 20,000 km a year is 2240 yuan, The average monthly charge costs 1866 yuan. Of course, this electricity bill result is achieved in the case of having its own charging pile and using all household electricity to charge. If we calculate in a way that is closer to the actual use of the car, 15,000 kilometers of a year use their own charging piles to charge through household electricity, and another 5,000 kilometers use public charging piles to charge, and the current charging price of public charging piles is almost 1.6 yuan / kWh. By calculation, in this case, the electricity cost required for one year is almost 3280 yuan, and the average monthly charging cost is 273 yuan.

summary:

NIO ES6: Is it still a saving to raise a car with an insurance price increase? Still 1,000/month less than a fuel car

By adding up our calculated electricity bill for the purchase of the 2022 worry-free service package and the assumption of driving 20,000 km a year (15,000 km home charging, 5,000 km public charging station charging). We concluded that starting in the second quarter of 2022, if you raise a NIO ES6, if you don't calculate other soft expenses, the annual maintenance cost of this car needs 14690 yuan, which is 1,000 yuan less expensive than before, and the average monthly car maintenance cost is almost 1224 yuan. As a new energy vehicle, the cost of such a car maintenance is not cheap, but compared with the same level of fuel medium-sized SUVs, it is almost possible to save about 1,000 yuan a month in the cost of car maintenance. Therefore, on the whole, although the cost of car maintenance for WEILAI ES6 has risen after the adoption of the new insurance standard, it is still more economical than that of fuel vehicles.

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