In recent years, the competition in the automobile market has entered a white-hot stage, whether it is ordinary brand cars or luxury brand cars, they are constantly reducing prices. Mercedes-Benz, BMW, this kind of luxury car used to be only affordable for rich people, and now Mercedes-Benz, BMW has run all over the street. And their prices have also been reduced a lot, and entry-level models can drive home as long as more than 300,000.
Now people's income level has also increased, some people have a monthly salary of seven or eight thousand, they feel that they earn a lot of income, if you buy a luxury car is not too much pressure. There is a young man in Hebei who took out a loan to buy a BMW 325Li sport version, and now that the car has been driven for nearly a year, the young man regrets it so much that he said he would sell the car and never impulsively consume it again.
Xiao Zhang works in a local factory and often works overtime, with a monthly salary of about 8,000 to 9,000 yuan. Xiao Zhang feels that the price of BMW cars is not expensive, and with his current income, the pressure to buy such a car is not great, so he took out a loan to buy a sports version of the BMW 3 Series.
He paid a down payment of 100,000 yuan, and the rest of the money was used for a loan, and it cost almost 7,000 yuan to repay the loan every month. At first, Xiao Zhang felt that the pressure was not great, after all, he had worked for many years and had a certain amount of savings in his hands. Although it has taken out 100,000 yuan, there are still some deposits in the card.
But after repaying the loan for several months, Xiao Zhang felt the pressure, and his monthly salary was basically nothing left in addition to repaying the loan, and the remaining more than 1,000 yuan still had to be refueled and washed. In the past, he was unambiguous when colleagues gathered, but now when colleagues called him for a party, he did not dare to go.
The money he had saved in his card was now also taken out to patch up the car. Xiao Zhang suddenly felt that he was too confident in his income at that time, and only calculated the cost of buying a car, but did not calculate the cost of maintaining a car at all.
The car is not just the end of the purchase, the expenditure after the hand is the real beginning. Usually drive to commute to and from work to refuel the car, now the price of oil is so high, add a tank of oil at least more than 400. The body is dirty and you have to go to the car wash, wash the car once and get more than 30 yuan, wash the car at least three times a month, and 100 yuan is gone.
But also have to buy insurance for the car, they spent so much money to buy a car, they are certainly not willing to have any bumps in the vehicle, and the specifications of the BMW car are here, and the insurance cost is higher than the price of hundreds of thousands of cars.
After calculating the cost of these car maintenance, Xiao Zhang instantly felt that the salary of 8,000 yuan was not fragrant. He had been buying the car for almost a year, and he started working every day for the first three months of his time, and then he left the car at home and usually rode an electric car to and from work.
Because the efficiency of the factory is not good now, everyone's wages have shrunk, and the pressure on Xiao Zhang to repay the loan every month is also very large. He said he would sell the car after a while. I will not buy a car again until I have a particularly large demand for a car.
Comments:
Many young people are young and vigorous, and they always feel that their salary of 8,000 yuan per month is not low, and buying a luxury car can definitely afford it. But the reason why luxury cars are called luxury cars is not only because it is expensive, but also the cost of car maintenance is also very high. More than 8,000 salaries can indeed live a very moist life in the second and third lines, but once they are caught in luxury cars, the money may not be enough to maintain a car. Buying a car cannot be impulsive, it must be rational.
【The picture in this article comes from the network, if there is infringement, please contact to delete】