Since its birth, Qingyunwei series of critical illness insurance has been very popular with parents and parents
Recently, China Merchants Renhe Life Insurance launched a new version of Qingyunwei 2 - Qingyunwei 2 Refreshed Version
So, how does this product perform? Is it worth buying?
Today, daddy will take you to analyze it together
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Qingyunwei No. 2 renewing the insurance rules
Insured age: 0-17 years old
There are three types of coverage: 30 years, 70 years or life
The maximum sum insured: 800,000, which is the highest level of similar products in the market
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Highlights of the new version of Qingyunwei 2
The basic guarantee is comprehensive
Covers 128 serious illnesses, 22 moderate illnesses and 51 mild illnesses
It also covers children's special illness benefit, death benefit (can choose one of the two) and exempt liability of the insured, which is very comprehensive
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Children's special illness compensation is strong
20 types of children's high-incidence special diseases and 10 rare diseases can pay an additional 120% and 200% of the sum insured
Both the number of sickness benefits and the benefit ratio are among the best in the market
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After the serious illness is paid, the mild and moderate disease can continue to be paid
After the critical illness is paid, the protection for mild and moderate diseases is still valid,
After the interval of 90 days after the initial diagnosis of serious illness, different groups of mild/moderate diseases can be paid 5/2 times respectively, which guarantees high gold content
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Choice of responsibilities is abundant
Including: sickness care fund, critical illness secondary compensation, cancer secondary compensation, intensive care unit subsidy insurance and policyholder exemption, you can attach it as needed, very flexible
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Powerful value-added services
It includes 2 sections: basic service benefits and interactive upgrade benefits
Among them, there are as many as 14 basic service items and 4 interactive upgrade rights, which are very rich types
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How to buy the new version of Qingyunwei No. 2
Take the sum insured of 300,000 yuan, pay for 30 years, and insure until the age of 70 as an example
Option 1: Buy only basic protection
Plan 2: Basic + Disease Care Fund
Plan 3: Basic liability + secondary compensation for serious illness + secondary compensation for cancer
Plan 4: Basic + intensive care unit subsidy insurance
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Sum up:
The new version of Tsing Yun Weihuan has the advantages of comprehensive basic protection, large disease compensation, and practical value-added services
It is a very good product in the market and has a super high cost performance
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Of course, everyone's needs and budget are different, and the most important thing is to start according to your own actual situation
Choose the right product for you
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♥♥♥ Don't know how to choose? If you want to customize the plan, you can find daddy @daddy to chat about it~
✅ Kick [Critical Illness] 1V1 guidance analysis, no cost
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