The car is not afraid to buy it, and I am afraid that after buying it back, I will regret it to death.
It's like double eleven to see everything is cheap, bought a lot.
"Eh" this is good, "ah" that is so cheap, this is really good, buy it back and put it at home, either can't use it, or don't like it, back and trouble to death, "Hi Yo" what a pain in the first place.
Whether you really need a car
What is the purpose of buying a car
The first question to consider is: Do you really want to have a car? This question sounds a bit big, let's narrow it down a little, and buy it for what? Figure what?
Commuting counts, right? Traveling out is counted, picking up children from class, and school are all counted, which is closer to just needed.
Indeed, many friends think that this car is good, buy it back, buy it back for what? I don't know what to do, just eat dust over there, I can't drive a few times a year, and I really have, and I really don't need a car.
58.com, together with Analysys and the Internet Society of China, released a report, "The Road to Living and Working in Peace and Contentment - Analysis of Service Needs and Case Analysis of Major Life Events", which is also mentioned above.
Among the unmarried people, 11% of people have the motivation to buy a car, because people around them have bought it, so they also buy it, and 23% of them do not have a clear purpose for buying a car, they want to buy a car, buy a car is very good, buy.
23% plus 11%, add up to 34%, 1/3 is a little more.
Kai-Fu Lee also once said: buying a car is the worst investment, 96% of the time the car is stagnant, only 4% of the time provides value.
We don't dwell on whether he is right or wrong, but depends on the actual situation.
If the car is bought, it is really like the joke just now, eating ash, just parked there, and really it is losing money all the time, the cost can not be taken back, not worthwhile, not cost-effective.
Therefore, what to do before buying a car, think about it, don't just look good, powerful, what car should I have in this identity, these are all thoughts, what to do with what to buy first think about.
What a difference in life can be made
The second thing to ponder is how much convenience or benefit it will bring to your life after you have a car.
I also talked about it in my previous video "With a car and without a car, how big is the gap in life", here is a brief description.
After having a car, it is possible to expand the radius of life, without queuing for a taxi, to provide private space, to be able to leave anytime and anywhere, and it may also be a stepping stone for some friends to get the mother-in-law.
But the benefits just mentioned vary from person to person.
Take the expansion of the radius of life, if it is similar to me, is an otaku, like to stay at home, do not go out much, and do not like to drive to drive.
The benefits of expanding the radius just mentioned may be ineffective or of little significance to oneself.
With a computer of tens of thousands, take it home, in fact, it is not used, or like to lie on the sofa to play mobile phones, because the sofa is comfortable to lie down, the computer is a little painful, or not used.
Therefore, it is necessary to consider what kind of benefits the car can bring in combination with your own living habits and situations.
Whether you can really afford to buy a car
After considering whether you want a car, you have to think about whether the economic account is not calculated when you buy it.
The full amount is still a loan
First of all, is it to buy in full? Or a loan to buy?
For most friends, the economic pressure of taking out a loan to buy a car will be relatively smaller, and buying a car in full is more economical from a longer time dimension.
Take a 200,000 car as an example: if the loan to buy a car with a down payment of 30%, the interest is almost 10,000 30,000, 3% of the loan fee, and 4200.
Just the two things just mentioned are 17200 more expensive than the full amount, and the price is not too high, some stores may be more expensive than this, and there are other strange names.
Guarantee fee, renewal deposit, smile at you today, see you pleasing to sell your fare... Much better.
This thing is something that needs to be talked about a few times, a few more, shop around, no, shop around thirty, and it's hard to buy a car now.
What is the budget
After deciding on a loan or full payment? What is the budget for buying a car is also a little bit of time to think about.
Be sure to give yourself a reasonable budget range in advance, don't say that it is like running to the computer city, I myself am like this, buy and buy a computer on 3000, enough on the line.
He said, "Do you want to play games?" "Yes." Changed to 4500. "Do you want to play the game well?" Changed to 5500. "Do you want to play games with people?" It's 6500.
"Oops, you picture this... The display is 1080P, do you want to upgrade to 4K? "Okay, it's 8500. I seemed to have bought a computer for 3000... Don't do that.
Buying a car is easy to appear like this, go to see 50,000 cars, chat and talk about becoming 100,000; 100,000 talk and talk, 150,000 have the courage; 150,000 talk and talk, 300,000 or not? There is no end to buying a car and consuming such things.
The specific amount of budget is more reasonable, I have done in the previous video, "Annual salary of 100,000, buy 300,000 car dealers" there is a specific algorithm, you can go to reference, to see.
To put it simply: if you buy a car in full, the annual car maintenance cost plus other living expenses, it is best not to exceed 70% of the annual salary; if it is a loan to buy a car, the car price is best not to exceed 0.86 times the annual salary.
You see, they are all less than 1 times the annual salary.
The cost of car maintenance
In addition, it should be noted that buying a car does not mean that the car is bought on the line, and the annual cost of raising a car must be considered in advance, and it is really for some friends that there is no way to ignore an amount.
For the sake of insurance, it is better to set aside a part of the deposit to maintain a car, just spread it out for you to calculate, you feel it.
The car fuel cost always has to be, right? Right? Don't pay for gas, and electricity, right? Parking fees, maintenance, insurance... Doesn't everyone have this thing? There are always a few, right?
The car always has to be washed, right? Wash more and wash less, always have to wash it, right?
Before we video to give you a detailed calculation, if you drive 10,000 km per year, the annual cost of 100,000 yuan of cars is about 18,300 yuan, and 200,000 cars is 22,908 yuan.
You see, the annual cost of a car of 100,000 yuan is about 20,000 yuan, less than 20%, which is really not low.
So, in general, the extra cost of the car is to not affect the normal life as the premise, buy a car, even the broadband fee is a little hard to pay, do not buy so expensive.
I sincerely give you advice on this.
What kind of car to buy
Just now these problems have been considered, before it is our turn to think about what kind of car to buy, do you think it is more annoying? It's not like to see this, see this good, and want to buy it.
Just now those really meaningful and practical questions have been considered, and now at this point, I will think about what car to buy.
Locate to find out, is it the first car at home? Is it not only self-driving, but also a lot of people to sit? Is there a need for multiple people to travel?
Do you usually drive this car back to your hometown? Do you want to go down a bad road? Or is it just open in the city?
These things are combined to help you judge and pick the right car.
Sounds broad and imaginary, right? Put together a set of so-called "formulas" for friends, and from the beginning to the end you put it into it, which may give you some help in your thinking.
First look at the big goals, energy types, model types, brands, safety test results, first look at these. With a license plate and no license plate, the direct decision is whether it is a tram or a fuel car, right?
In terms of models, cars, SUVs, and MPVs are suitable for their own driving? Or is there a lot of people sitting in the house? Or do you want to run a bad road? Right? There is a lot of information on the brand and safety test network, how to choose?
After these things are selected, let's look at the specific space, the number of seats, fuel consumption, power, appearance, interior, function and so on.
These things are all mixed together, unified overall consideration, basically, the selected car is actually a few, is not very picky.
One dimension, one cross, can be properly bought the car generally not more than 5 cars.
If it is 200,000 cars, it will not exceed 3, if it is a luxury car, it is not good to make some compromises, can not meet some goals, in order to buy a car at this price.
Think carefully about these 6 things before buying a car
In general, if you plan to buy a car, you must carefully consider the things just said, not only to avoid regret, but also, when buying, spend money on the blade.
Really save money, worry, effort, satisfaction, think it's good to have a car.
If you buy a car without driving, how much money you have to lose every day
I just said that before buying a car, when I saw this video, what if the car had already been bought with the trend?
The next door family bought 1 unit, everyone in the village has 1 unit, I did not, I also bought a unit, has already bought it?
It seems that it is useless to buy, what if you stop there? Every day the car is parked there and does not drive, completely unused, how much does it cost to lose in a day?
How many kilometers a car of 100,000 yuan drives per year is not a loss? Even if it is parked for 10 years, what cars can be sold at the original price?
Keywords: buy a car
Want to know what you just said is very simple, pay attention to the WeChat public account "spare tire said car", reply to the keyword "buy a car" can be.
My public account, every day will give you a piece of car practical small dry goods, text, audio, video have, pick your favorite version on it, "spare tire said car" waiting for you to play Oh.
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[1] The Road to Living and Working in Peace and Contentment: Analysis of Service Needs and Case Analysis of Life Events.58 Analysysys Of The Internet Society of China