Now the traffic is more and more developed than before, trains, cars, high-speed rail, airplanes, as well as shared bicycles and electric vehicles, a variety of means of transportation, people's travel is becoming more and more convenient. As a means of transportation that people use frequently in their daily travel, it can be said that it is an indispensable thing for every household. However, although the standard of living has improved now, the price of the car is not affordable for everyone, and many people only need a loan to buy a car, pay a down payment to drive, and then repay the installments can also reduce the pressure. But you know what? Loan to buy a car, after the installment repayment of the car can not be taken lightly. Remember to get these things back. Otherwise, you will suffer a big loss.
Many people who want to buy a car go to a 4S store and find that most of the sales are recommended for loans to buy a car. This is because if you buy a car in full, the salesperson will reduce the salary increase. On the other hand, a loan to buy a car, the owner wants a loan, interest is essential. This gives 4S stores the opportunity to make money. However, after many car owners borrowed money to buy a car, they found that the after-sales service of 4S stores was not perfect enough. Especially to end the payment. At this time, I wanted to know what procedures were needed for follow-up, so I went to the 4S store. It doesn't matter if you have responsibility, but irresponsible is just not asked at all, and the owner completes the formalities himself. A lot of owners don't know what to do, but I just remember to get these things back.
After the owner of the repayment certificate has paid off all the loans, he must first go to the bank and financial institution that paid for it at the time and submit the proof of completion of the repayment. This is very important to prove that your loan has been paid off. I am eligible to get back the loan when the mortgage is mortgaged by the Vehicle Registration Certificate, which is called the Green Paper. Vehicles cannot be resold without this green book. In addition to the green paper, don't forget to get your tax bill and vehicle purchase form. Then, we can go to the vehicle management office to cancel the vehicle mortgage. Only after completing the formalities can the car really belong to you. So, don't hate the trouble, just deal with it. In addition, when going through the formalities, remember to bring your ID card, car driving license, driver's license, etc. If you forget to bring it, you have to run a little longer.
In addition to the above, it is also important to note that it is best for car owners to go to the insurance company to change the information of the insurance beneficiary. Insurance is something that still needs to be paid attention to. The vehicle itself does not belong to the owner of the loan at the time of the loan instalment, so the general insurance beneficiary is not the owner himself, but the lending institution or bank. After completing all the above procedures, you can change the beneficiary of the insurance to yourself.
Conclusion: Finally, if you are asked to pay a loan deposit at the time of the loan, remember to repay the deposit after the repayment is completed. Buying a car is a big thing in life. Owners who buy a car in installments must do their homework. If one of the people you know knows knows about a car, or someone who has taken out a loan to buy a car, you can ask for advice, or simply go through the formalities together. Don't be careless, don't let yourself suffer. Is there anything you need to pay attention to when taking out a loan to buy a car? Comments are welcome.