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The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

Yesterday, several Tesla bicycle accident scene photos and related chat records circulated in the car circle, a car number for the Head of the Tesla Model Y reversed the car may be because the owner of the operation is careless, the left rear side of the vehicle directly hit the right corner of the house, causing serious damage and deformation of the rear half of the vehicle.

The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!
The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

The Tesla staff told the owner the repair price, and the owner was more depressed. When Tesla staff said that the maintenance cost needed 200,000, the owner said that "so expensive, the car is only 28 ah", "then this car is better than scrapped." Perhaps he did not expect that this inadvertent collision knocked out 71% of the car price, and most of the netizens who saw this news also held the attitude of letting the vehicle scrap.

The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

From the perspective of car insurance, if the maintenance price is higher than the residual value of the vehicle, then it is indeed possible for the insurance company to directly buy the vehicle and then directly scrap it. It is not yet known whether the actual salvage value of the vehicle in question will be made available to the owner in cash instead of a heavily repaired car. At present, the information is not comprehensive, and it is not clear how the vehicle will be repaired and how it will be handled.

If we are usually exposed to huge maintenance costs of vehicle accidents, usually the scene will be very "magnificent". In comparison, the car damage shown at the scene of the two accidents is quite slight, and the photos were also sent to a group, and the members of the group guessed that the maintenance cost was 50,000 yuan, which deviated from Tesla's fixed loss price and exceeded the cognition of most netizens. Some people in the automotive industry believe that this may be related to insurance and Tesla's product features and maintenance.

The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!
The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

At the end of last year, the new energy vehicle special car insurance was introduced, the major insurance companies for the new energy vehicles to use a special premium algorithm, the result of many models of premiums have risen, Tesla first of all according to a number of Model Y owners on the Internet said that its premium rose by 6,000 yuan overnight, the insurance company then adjusted part of the premium calculation. Obviously, in the eyes of insurance companies, the maintenance cost of new energy vehicles is higher. If the maintenance cost of the Model Y in this incident is really as high as 200,000 yuan, then the premium increase of the model seems to have some reasonableness.

On the other hand, the high maintenance price may also be related to Tesla's production process. Tesla based on production efficiency and production cost considerations, the use of integrated die-cast body technology. Through the integrated die casting machine, you can directly die cast the front and rear two-stage body of the vehicle, the advantage is to greatly reduce the number of parts of the body, reduce the complexity of production and production time, which is a great progress in terms of production costs, from the information disclosed by Tesla, the current Tesla Model Y back plate using this production process, and in Tesla's production improvement plan, the front and middle of the vehicle body will be built in a die-casting integrated way, just like the building blocks to spell out a car.

The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

But at the same time, when the relevant parts of the vehicle are damaged in the later stage, or can only be repaired by the overall replacement, it just so happens that the Model Y is the earliest model to use this production technology, and if the owner of the Tesla has a small accident but the maintenance cost is large, it is likely to be caused by this reason. The three technologies of 4680 large battery cells, CTC technology, and integrated die-cast body are regarded as Tesla's current housekeeping skills, and Tesla showed this technology to the outside world when its German factory was built last year.

The car costs 280,000 Tesla and hits the rear repair to 200,000! The owner is blindfolded! No wonder insurance prices are going up!

Tesla's four factories around the world — Fremont in California, Austin in Texas, Berlin in Germany, and Shanghai in China — have installed the oversized die casting machine to produce the Model Y's one-piece backplane.

The actual maintenance costs incurred by this accident need to be completed by the owner of the car, and it can be known that 200,000 is only a reference at present. When more centralized template production vehicles are realized, the structure of the vehicles becomes simpler, resulting in more and more cases like the need for major surgery due to small accidents. More car companies are following up on the use of this technology for vehicle production, and perhaps when there are more and enough cases, we can see a reasonable maintenance plan

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