At the end of 2021, the Automotive Technology Research Institute of China Insurance Research Institute released the 13th phase of automotive zero-to-integer ratio data. From a comprehensive data point of view, the most expensive car repair is still a luxury brand represented by BBA, and the price of accessories for Beijing Mercedes-Benz C-class and Audi Q5L is still staggering. At the same time, the prices of parts for some economic vehicles have also increased, and the prices of parts for some economic models that cost tens of thousands of yuan have increased by 20% or 30%.
"On the surface, these parts are paid by the insurance company, but behind them are still paid by the consumers themselves." In the future, I hope that when underwriting, different models and different zero-to-piece ratios will be taken into account more reasonably. Fang Zhongyou, chairman of the Automotive Technology Research Institute of China Insurance Research Institute, introduced that the follow-up commercial auto insurance rate will be more included in the zero integral ratio coefficient.
Among the 100 models compiled by the data, the ten most expensive cars for repair are basically from luxury brands. The ten cars are:
Beijing Benz C-Class, BMW Brilliance X1, Dongfeng Infiniti Q50L, BMW Brilliance X3, Lexus ES, Beijing Mercedes-Benz GLC-Class, Beijing Mercedes-Benz E-Class, Audi A8, BMW Brilliance 3 Series, FAW Toyota Asia Dragon. (Ranked from highest to lowest)
The auto part-to-piece ratio index of 100 given by China Insurance Research Institute is 351.46%. The zero-to-integer ratio coefficient of the ten models on the list is obviously much higher than this index.
Among the 100 sample models, the model with the highest zero-to-integer ratio coefficient was the 2017 Beijing Benz C-Class (BJ7204HE1), which was 823.87%. To take an inappropriate example, if the 2017 Beijing Benz C-Class is disassembled and sold parts, 8 complete vehicles can be bought back.
China Insurance Research Institute also gave the TOP1 list of the sales price range of each vehicle.
Corresponding to the sales price of the vehicle, GAC Honda Fengfan, GAC Toyota Leiling, Dongfeng Infiniti Q50L, Beijing Mercedes-Benz C-Class, audi A8 (import) respectively became the models with the highest zero integer ratio coefficient in their respective guiding price ranges. That is to say, in the same price range, these models are relatively more expensive to repair.
Xiaoxiang Morning News reporter Mao Chuan
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