Suggestions: Different families, different ways to deal with it

Text/37 degrees warm dad

100 dollars wear a long color line, and then pillow from the collection. --- from Wu Manyun's "New Year's Money" in the Qing Dynasty.

The custom of pressing the New Year's money has existed since ancient times, also known as "pressing the money". After the Chinese New Year's Eve dinner, the elders give the money to the juniors, meaning to suppress the "evil" and not to have anything bad happen in the coming year. The child should put the New Year's money under the pillow, which also means to suppress the "evil".

I remember when I was a child, the happiest thing was to collect the New Year's money, and the most scratching my head was to collect the New Year's money. Why?

Because my parents took my New Year's money in their pockets, they didn't forget to educate: "Your New Year's money is all exchanged by your parents for the New Year's money of other children." ”

At that time, the New Year's money was generally 5 or 10 yuan, and my ancestors loved their grandchildren and would give 50. At that time, my grandmother and grandfather often shared the New Year's money for me, and I only needed to "report an account" to my parents, and the other share could be quietly assigned to myself.

At that time, the material was still scarce, and the New Year's money received was generally used to buy snacks, toys, and firecrackers that could not be eaten.

Time flies, and the children of that year have also become parents, from racking their brains as a child to worry about "how to hide the New Year's money privately" to "how to reasonably distribute the New Year's money".

How to send the child's New Year's money

There is no one set answer to this topic, and my advice is: exchange on an equal footing.

For example: there are 2 babies in a relative's family, and there is only one in your family, then you can split two copies according to the amount given by the other party. Don't multiply the other person's amount by 2 for the sake of "face", if you do, it may cause trouble for both parties.

First, if your economic conditions are better than those of the other party, the extra money you give will cause psychological pressure on the other party. If you want the same amount as you, the financial pressure will increase, and you will have to consider other relatives and friends, and if it is less than yours, you will appear to be taking advantage of yourself and being petty.

Second, if you have similar economic conditions, the competition may continue, eventually causing financial pressure on both sides.

When my father was working, he had six good "worshipper" brothers in the factory, and several of them had to arrange a banquet every year for the Chinese New Year. We juniors are almost all the same age, and the biggest difference is only 3 years old. They discussed: the children will be given 10 yuan, and the hostess will give it, not double portions.

This habit was maintained until the eve of my college year.

When I got married and had children, my two best friends and I also took turns arranging gatherings during the Chinese New Year. In the face of the increasing New Year's money in the society, we also made an agreement: whether the elderly participate in our party or not, the family will only give one red envelope, and one red envelope is 200 yuan.

We have maintained this habit for 8 years.

New Year's money is a custom that has existed in ancient China, and it is the sustenance of the elders to the younger generations for good wishes such as health and wishful thinking in the New Year. If the New Year's money becomes a burden or a tool for comparison, it is not beautiful, which goes against the original intention of the New Year's money, and may also cause damage to the relationship.

If you feel that the annual New Year's money is burdensome, it is better to be like us, speak up, agree on a standard, and everyone abide by it.

How to use the child's New Year's money

Let's talk about my family's approach first.

A few years ago, when the economic situation was good and the children were young, we opened a separate account and saved the children's New Year's money as an education fund. In the past few years, everyone understands that the children are getting bigger and bigger, and the expenses are increasing. Therefore, we choose to use the child's New Year's money as the cost of his interest class in the coming year.

My son's annual expenses for programming and robotics courses are between 12,000 and 20,000 yuan, including tuition, winter and summer vacation expenses, training fees for participating in various competitions, registration fees, material fees, travel expenses, accommodation fees, etc. Although the New Year's money received by his son was not enough to pay even one tuition fee, it was better than nothing, and his son agreed to use his New Year's money to satisfy his love.

I tell you the story of my family, not to let you copy and imitate, but to tell you: just determine how to use the New Year's money according to your own situation, don't be too entangled.

Warm dad to say my point of view:

1. If the family is solid and not bad for money, you can open a separate account and save all the New Year's money as the tuition and living expenses of your child's future university.

2. Ordinary families, with limited conditions, like us, can also be used to spend various educational expenses on their children.

3. If you want to cultivate your child's financial awareness, you can open an account in your child's name and invest in financial products. If you don't recommend various products, the controversy is too great, and you can choose according to your own understanding, and the focus is on cultivating children's financial awareness.

It should be noted that the New Year's money, from a legal point of view, belongs to the children and the parents keep it on their behalf. If you go to search on the Internet, because the New Year's money was misappropriated by the parents, there is really a matter of father and son/mother and son in Bo Gongtang.

Whatever you want to use, discuss it with your child. Doing so is not only respect for the law, but also respect for the child. As for the New Year's money, my point of view is: the money I give out is my expectation for my younger generations and has nothing to do with my son, so there is no such thing as "changing the New Year's money".

Conclusion: New Year's money is originally a custom in our China, and it is the expectation of the elders to the younger generations, and it should not be turned into a tool for pressure and comparison. If how to distribute the New Year's money and how to use it has become a burden on parents, it is not beautiful.