"I bought a house in Zhongkun Sunshine City with a mortgage loan for 18 years, and now someone else is actually decorating and moving in the house. The problem is that other people have complete procedures and formal real estate certificates? Now I can't get into the house that I spent hundreds of thousands of dollars. ”
Mr. Song in front of him said helplessly. What the hell is going on? Developers sell two houses in one house?
In desperation, Mr. Song could only find a journalist friend for help:
Mr. Song, from Pingyu County, Zhumadian, chose a house in Zhongkun Sunshine City for 18 years, and spent hundreds of thousands of yuan on a mortgage loan; during this period, he had been working in other places, and it was not until December this year that when the owners registered to pay the property fee, he suddenly discovered that a family had a house with him.
This naturally surprised Mr. Song, so he could only ask his friends to come over to see what was going on.
What's even more outrageous is that others in this house also took out formal real estate documents, which made Mr. Song unable to sit still, and immediately rushed back to react: I have paid the maintenance fund for this house, and I have also filed the case with the Housing Authority;
With many questions, Mr. Song and the reporter came to the house he bought, but the resident also came up with all the legal procedures. Can't fault the slightest.
Reporter: When you bought this house, did you know that this house had already been sold?
Resident: I don't know, who will buy this house if I know?
Reporter: Did the developer say anything when you went to buy a house?
Resident: I didn't say anything, just buy a house normally and sign a contract, and we still pay in full.
Reporter: Then did you not encounter any problems when you went to the Housing Authority to apply for the real estate certificate?
Resident: At that time, the developer said that this Sunshine City had a green channel because it was an unfinished building, and we handed it over to the citizen's home after the deed tax and maintenance fund were completed in the formal process, and the house was purchased and moved in.
Subsequently, the reporter also learned that not only Mr. Song encountered this situation in this community, but also several households also encountered this situation of one house and two sales.
Why is there so much one house and two sales in this community? It can be seen that there must be a problem in the process. In order to figure out the source of the problem, the reporter also came to the sales department of the developer to ask for the detailed reasons.
Reporter: I would like to ask why I can still give the real estate certificate of this house to others after taking out a loan to buy a house, and the house has been mortgaged to the bank?
This buyer has already filed with the housing authority, and has repaid the monthly mortgage payment normally every month, and has not interrupted the payment during the period.
The person in charge of the developer's site: I don't know the specifics, and it's not the real estate certificate I went to handle.
Reporter: There must be something wrong in this, can you explain where the source is?
The person in charge of the developer's site: I can't explain, I can only check their original information.
Reporter: So how should they solve this problem?
The person in charge of the developer's site: Someone has been arranged to make housing information statistics, because not only Mr. Song's family has this situation, but there are several, and some are still out of town. After the registration of the information is completed, the reconciliation will be carried out, and then the results will be reported to the county, and then the county will see how to deal with it.
Reporter: When will the registration information be completed?
The person in charge of the developer's site: It is tentatively scheduled to be completed in December.
In order to find out Mr. Song's situation of selling one house and two houses, the reporter then came to the Housing Authority to learn about the matter.
After inquiry, the staff replied that the data did not match because the system of the real estate center and the housing authority was not circulating, and the first batch of buyers were the real estate certificate issued at the housing authority, and the real estate center was the department that was established later, and the second batch of buyers were in the real estate office. Because the systems of the housing authority and the real estate center are not public, the data cannot be connected, so there is a situation where one house is sold twice.
Reporter: The real estate certificate was handled by you, why did you handle it?
Person in charge of the real estate center: Because they met the formalities, they did it.
Reporter: How can the maintenance fund be done without any formalities?
The person in charge of the real estate center: There is no need for a maintenance fund, because Sunshine City is an unfinished building and a problem real estate, so it can be unnecessary. Zhongkun Sunshine City turned out to be an unfinished building and a problem real estate, so the county opened a green channel and forcibly gave these businesses real estate certificates.
There are no such things as planning permits, building permits, construction record permits, etc., and only a quality inspection report and fire inspection can be passed;
Therefore, the housing authority does not need to register with the tax system, but instead issues the tax stamps to us first. Generally, the filing is for the purpose of paying taxes, so others have first taken the tax stamps, and then brought the purchase contract, do you say can you apply for the real estate certificate?
It is such an unconventional operation that has led to the current situation of Mr. Song and their two sales.
In response to this special situation, the reporter also consulted relevant lawyers:
In the case of Sunshine City, the developer sells the same house to two buyers, and the two purchase contracts are in accordance with the law, which requires the legal order of one house and two sales, which should be considered in combination with the registration procedures for the change of ownership of the house, the order of the sales contract, and the performance of the contract.
If it can be proved that the developer subjectively deliberately sold the house to obtain ill-gotten gains, then the buyer can report the developer's illegal behavior to the police.
What do netizens think?