In recent years, with the development of the economy and the improvement of people's living standards, real estate has become one of the most important assets for many families.
However, many people are not clear about the color of the title deed. So what is the difference between a red and a green real estate certificate? Why are there different colors? Today I will reveal the secret for you.
.01
The difference in title deeds
The real estate certificate is an important document to prove the ownership of the house, which records the details of the house, the ownership of the property, the number of years of ownership, etc. On the other hand, the red book and the green book are two different types of property certificates, and the differences between them are as follows:
1. The nature is different. The full name of the red title deed is the "house ownership certificate", which usually indicates that the house is privately owned. The property right of the red book title deed is permanent, that is, as long as the house exists, the property right exists. Moreover, the red real estate certificate can also be used for housing sales, leasing, mortgages and other transactions, and is one of the most common documents in housing transactions.
The full name of the green real estate certificate is "real estate ownership certificate", also known as property rights certificate, which is aimed at non-market commercial housing, such as affordable housing, welfare housing and other policy housing. With such a book, it can only show that the land of our house is rented from the government, and it is not considered personal property, so if you want to trade the house, it is not allowed.
2. The legal benefits are different. The red real estate certificate is a certificate of rights and interests guaranteed by national law, and has high legal benefits. The legal benefits of green real estate certificates are relatively low.
3. The scope of application is different. The red real estate certificate can be freely bought, sold, leased, mortgaged, etc. The green real estate certificate can only be used for one's own residence and cannot be bought and sold.
4. The price is different. The price of the red real estate certificate is higher than that of the green one.
Here we would like to remind everyone that when buying a house, you must see clearly, if someone has a green real estate certificate and wants to sell the house to you, then this is absolutely not allowed. Even if you buy a house like this, you are likely to run out of money in the future.
So we must keep our eyes open, but we must not decide immediately because the price is cheap, we must see the permission of the house clearly, otherwise we will suffer in the end!
.02
Why are there two different title certificates, red and green?
This is mainly due to China's land system. In China, land belongs to the state, and individuals only have the right to use the land but not ownership. Therefore, for some special-purpose houses, such as industrial buildings, commercial buildings, etc., the state stipulates different property rights and types of certificates.
In addition, some historical problems have also led to the situation that some houses only have green real estate certificates and no red real estate certificates.
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How to apply for these two documents
1. The process of applying for the red real estate certificate is relatively simple, and you only need to bring the relevant documents to the local real estate management department for processing.
2. Because the green real estate certificate is for special purpose houses, the handling process is more complicated, and more supporting documents and information need to be provided.
And by the way, it should be reminded that the green real estate certificate can also be applied for a red real estate certificate, as long as it is approved by the Housing Authority to make up the difference in the purchase price, it can be turned into a red book, and it can be transferred or mortgaged after going through the relevant procedures. However, at present, there are differences in the policy of replacing green books with red books, so please consult the local housing authority for details.
Epilogue:
In conclusion, it is very important to understand the difference between a red book and a green title deed for us to conduct a property transaction. Only by mastering this knowledge can we better protect our legitimate rights and interests and avoid disputes arising from document problems.
At the same time, for some special-purpose houses, special attention should also be paid to the process and precautions of the property right certificate.
Finally, remind everyone that when buying a house, you must understand the nature of the house title certificate you own, carefully check the certificate information, and avoid confusing the nature and purpose of the two certificates, which may bring more unnecessary trouble to yourself.
Wan Ziwen said: Every word of the article was typed out by me, and I clicked "watching" to let me know that you are also "doing your best" for life.
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