The recent actions of the property market can be described as earth-shattering, and five major policies have been thrown out in a row in one day, and the intensity is unprecedented, which is simply jaw-dropping!
First of all, the national team personally started to acquire real estate on a large scale, which undoubtedly accelerated the process of destocking the property market. But in the long run, this will require a huge investment of money, which can reach tens of trillions.
Secondly, the down payment ratio has been greatly reduced, only 15% for the first house, and only 25% for the second house, which is rare in history, and is undoubtedly a great blessing for families with rigid needs and improved needs.
In addition, the decentralization of the right to adjust loan interest rates, and the local governments and banks can adjust loan interest rates on their own according to the actual situation, which is also an unprecedented measure.
In addition, the opening of the 1 trillion yuan special treasury bond is only a prelude, and more treasury bonds will be issued in the future, and the total amount will reach more than 10 trillion yuan. This will undoubtedly accelerate the depreciation of the currency, but only high-quality properties located in the core of core cities will be able to withstand this inflationary shock.
Finally, the CPF loan interest rate will be lowered again, which will encourage more people to enter the property market and reduce their monthly payment burden.
Taken together, these five policies are unprecedented in history, which shows that the top management has recognized that it is urgent to save the real estate market. The current property market has been close to the bottom line of the policy, and in the future, with the full liberalization of the purchase restriction policy in first-tier cities, the property market will pick up in the past one or two years, which has become an unstoppable trend. #楼市大招来了#
