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How can the average person beat inflation?

author:The official account is memorable

Pay attention to the official account and the compass in the world to read the text "How to become an investor step by step"

With the high-speed railway, water, electricity and gas, there are more and more news of various price increases, and more and more people are asking about such topics.

First of all, we have to correct the name, because the talk about inflation on the Internet these days is basically nonsense.

In the past 20 years or so, many people have no experience of relative price increases, if you exclude house prices.

When I was in college, one semester's tuition was equivalent to a year's salary as a school security guard.

Today, the tuition fee for one semester of the same major at the same university is only equivalent to half a month's salary of a school security guard.

Education is essentially a labor cost, and security guards are also labor costs, is it possible that in the past 25 years, the labor of security guards has greatly outperformed that of professors by 20 times?

So what else to read? It's better to be a security guard.

In fact, the security guard did not outperform the university professor at all, but this money, someone came out.

25 years ago, when you went to college, you paid the tuition, and 25 years later, when you went to college, the tuition fee was paid by someone else, and the tuition fee you paid was just symbolic.

If you look at the price of higher education in developed countries relative to their national income, you can see where the normal price system is.

Why? Why, after 25 years, can we keep the price of higher education so low?

In the final analysis, it is the money from the sale of land that is subsidy. What you see is a distorted price that has been distorted by a subsidy.

So it's not inflation at the moment, it's just that prices are returning, back to the way they were, back to when there were no subsidies.

If you've experienced relative prices 25 years ago, you've experienced prices in that era when there was no subsidy for land sales, you know what a normal relative price should be.

Twenty-five years ago, when land sales were not popular, many expenses were shared by the whole people, such as education, health care, pensions, and infrastructure.

All this, in the past 25 years, the absolute price has risen slowly, and the relative proportion of the national income has even fallen, this peculiar phenomenon is based on the fact that in the past 25 years, those who bought houses have emptied six wallets, and they have increased their leverage to complete the transfer payment by buying land.

So when these people don't buy houses and have no money to subsidize, they will naturally return to the proportion of prices shared by the whole people 25 years ago.

Therefore, the question that this part of the questioners are asking is, in fact, how to outperform the disappearance of price subsidies.

Do you understand that?

If you just want to outperform industrial products, then you don't need to do anything, as long as the industry is more and more developed, the price of industrial products will naturally decrease, just like your salary will rise, and the price of computers will fall.

But if you want to outperform the price of other people's labor, there are only two ways.

The first is what you've seen in the last 25 years, where a handful of people empty six wallets and transfer subsidies to you. You're not outperforming, you're being subsidized and winning.

Second, you can't be an ordinary person.

Because you are a person, and others are also people, and your value should be better than others, so what do you say? Of course, you have to provide a comparative advantage.

Either you have a capital advantage, you can reach the scarcity of assets with a high threshold; Either you have the advantage of talent, and it is commonly known that your price increase is faster than others.

What do you mean by ordinary people?

At the age of 43, Obama was called an ordinary person, and that year, he had just paid off his student loans in college.

This year, did he know that the scarcity of houses facing Central Park in Manhattan was there?

Know, no money.

So what to do? How can you outperform the price of other people's labor? It's very simple, 4 years later, he became president, and he outperformed.

If Obama is unlucky and does not become president, like his Harvard classmates, if it is not the rich second generation, everyone will have to stay up until the age of 43 to pay off the money borrowed when they were studying, in addition to living, providing for the elderly, medical care, and raising children.

What do you see as a middle-class American family? On these days, a generation dies and has no money left. The next generation of children will have to pay off their student loans until they start over.

This is an ordinary person, your labor has to pay for other people's labor, how can there be a surplus?

Americans have been rich for more than 100 years, and most ordinary people have lived without money for generations.

Who is like Qin Shi Huang, who often has six martyrs? What's in your house? Landlord?

So do you see the substance of the question you're asking?

Are you asking about something that an ordinary person can accomplish?

You're asking about what an Obama can accomplish when he becomes president, not what an Obama can accomplish before he becomes president.

For example, some readers ask if they have one and only one property, or if they are in a non-core city, or in a non-core area of a core city, and the mortgage has not been repaid, and the house price has fallen a lot, and they have no savings on hand.

I want to replace it with the gradual liberalization and change to a high-yield house in the core area of the core city, but I am helpless, like Liu Bei when I sold straw sandals, and I am shy in my pocket.

At this time, there was no little brother Zhang Fei who killed pigs to come out and make fun, saying that I have a lot of family resources and am willing to help the public.

At the end of the day, is there a way?

There is no way.

Because in any field, you are not an expert.

You have to be Obama at 47, not Obama at 43, who is president, who is just an ordinary college graduate.

If you have to expect yourself to make money without understanding, it is Cantonese Tsai in the drama "My Altay".

Understand this thing, it's not that someone else says two words, you understand it when you hear it.

Wang Yangming has a clear definition of understanding, and knowledge and action are one. You did it, and you got it.

A few months ago, I predicted the path of real estate in its entirety, and the full version is too long to put down, so here is a brief description of the first few steps that have taken place:

Loosen purchase restrictions (most of them have landed, and the remaining few are in progress);

Liberalize price limits, and even in big cities, directly end the large-scale acquisition of houses with a 5% discount as rental housing for the foreign population (expected to be underway);

The Federal Reserve will not cut interest rates so quickly, and all the landlords who expect them to cut interest rates quickly will collapse once they find that the other side of the ocean is far away, and the mentality will collapse, using this large-scale human heart effect, you will suppress a very surprising glitch price, just like the oil treasure through a position, getting burrs at this price will be your biggest source of profit (most of the scenarios are already underway);

Once the market enters the trading pattern on the right side, you have already eaten the huge profit of the three-core product (high product power in the core area of the core city) you get at the price of the position.

See? We are stunned to be able to make a long-term variety into a short-term trading style.

However, it is only suitable for people who have a large amount of idle funds, and under the premise of not increasing leverage, at the right time and with the right method, to operate.

Are these people ordinary people?

The essence of this matter is the same as when Huang Shiren said to Yang Bailao in the disaster year, I can buy your family's paddy field.

I don't want your family's dry land, you keep it for yourself, you sell the paddy field to me, and I will give you a few bags of grain, so that you can transition when the green and yellow crops are not harvested.

The question is, if you reverse and reverse the roles, Huang Shiren can easily do it, can Yang Bailao too?

It's impossible for Yang Bailao to tell Zhang Bailao, sell me your paddy field, and I'll give you a few bags of grain for you to transition?

Impossible.

Yang Bailao has no surplus food at home.

Therefore, land annexation has always been such a process, after several cycles, there will always be a time when the green and yellow are not connected, and the paddy fields will gather in the hands of the landlords.

Of course, this does not mean that Yang Bailao was bullied, and no, this is a normal market behavior, dry land, saline-alkali land, in the end, it will remain in the hands of Yang Bailao, and the landlord does not want it.

But we have to see that there is a premise for this to happen.

First of all, Huang Shiren is very rich, and secondly, he is also very experienced, he has gone through many rounds of such cycles, in a sense, he is Buffett in another field.

What is Warren Buffett? It's the experts. And he is an expert after the combination of Avanti and Master Bayi.

When you look at cartoons, Avanti, who represents wisdom, is always against Master Bayi, who represents capital, and in reality, the two are often combined.

Warren Buffett, the American version of Huang Shiren, is both Avanti and Master Bayi.

So let's think about it, what exactly is inflation?

From an individual point of view, you feel that inflation is a pest, because, like an hourglass, it steals the fruits of your labor.

But from the perspective of economics, moderate inflation is a good thing, and what will happen to you only if you find that you have a small hole in your pocket, and you don't spend money, and the money will gradually slip away?

You will spend money, you will spend.

One person's expenditure is another person's income, and only with the income can the enterprise provide more employment opportunities, and you will have the opportunity to continue to make money, which is a virtuous circle.

So you found out?

What is the essence of fighting inflation?

is malicious.

By trying to fight inflation maliciously, you are actually interfering with the normal functioning of the economy.

So what is an ordinary person?

The average person is the majority.

If most people act in a malicious confrontation, the result must be bad.

It's like a person secretly making up classes, he improves his score, he achieves himself, most people make up classes together, but they just raise the score line.

So it's a ridiculous idea for ordinary people to maliciously try to outperform inflation.

Outperforming inflation is actually trying to outperform other people's labor prices, wanting to get something for nothing, and wanting to on other people's heads.

So what kind of behavior is this? This is a kind of locust behavior, it doesn't matter how many locusts there are in a good field, you can't eat much, Huang Shiren, no matter how fat this locust is, the number of people is limited.

If the fields are full of locusts, what is it? It was a plague of locusts.

Bailu has been in Bailu for a thousand years, isn't it just two big families in Bailu? If everyone is a big family and they all outperform the labor of others, who will work in Bailu Plain? Do Indians go to work?

So don't think nonsense, as an ordinary person, you have to let go of delusions and have good thoughts.

You must know that only by catering to inflation and embracing inflation can it be beneficial to consumption, employment, and ultimately, to yourself.

It is commonly known as you work, I work, we exchange labor with each other, do not work, do not eat, this is our life.

You have to have this awareness.

Then someone asked me, I just don't have consciousness, I just want to maliciously fight inflation, what should I do?

The answer is simple, then you can't be an ordinary person.

You have to be an expert, it doesn't matter what field you are, what matters is that you have to be.

Warren Buffett outperformed inflation, Jin Yong also outperformed inflation, Mei Lanfang still outperformed inflation, they are not in the same field.

However, they have one thing in common, and that is that they have mastered the method of learning in the sense of general laws, and the method of how to become an expert.

Pay attention to the official account and the compass in the world to read the text "How to become an investor step by step"

How can the average person beat inflation?

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