Has the central bank's easing monetary policy in 40 years worked? Who can be attracted by a 15% down payment? Financial risk experts came out to join in the fun: this financial risk is becoming more and more dangerous, if you can't even make up a 20% down payment, if you buy a house with a low down payment now, will there be a greater risk of cutting off the supply in the future? Financial risk experts say that the subprime mortgage crisis in the United States was a financial turmoil caused by the zero down payment policy.
According to this logic: many people bought a house with zero down payment anyway, and even if they couldn't pay the mortgage, they still had nothing, and no one cared about the financial risks. But for property speculators, a low down payment means higher financial risk, so be careful.
Some netizens intimately popularized: If you can't repay the debt, the Chinese bank auctioned the house, and if the loan is not repaid, the bank will chase all your property. Some financial experts are opportunistic and offer suggestions to try to get the central bank to continue to cut interest rates, so that people's savings are unprofitable and can only go out to spend.