Suzhou, a well-known Internet celebrity city in the country and the "strongest prefecture-level city" with a GDP of more than 2.4 trillion yuan last year, released a big move in the property market.
On the 2nd of the 6th, the leading group for the pilot work of the long-term real estate mechanism in Suzhou issued the "Notice on Several Policies and Measures to Further Promote the Stable and Healthy Development of the Real Estate Market in Suzhou", and 16 measures will be implemented from now on to accelerate the construction of a new model of real estate development and further meet the rigid and diversified improved housing needs of residents. The details are as follows:
1. Improve supply and provide diversified and high-quality housing
1. Scientifically prepare housing development plans and annual plans. Improve the "market + security" housing supply system, comprehensively promote the establishment of a new mechanism of "people, housing, land and money" linkage, and promote the balance of supply and demand, reasonable structure and stable and healthy development of the real estate market.
2. Do a good job in ensuring the delivery of housing. In accordance with the principles of marketization and rule of law, strengthen the categorical supervision and disposal of sold and undelivered commercial housing projects under construction, promote the construction and delivery of projects, prevent and resolve real estate risks, and effectively protect the legitimate rights and interests of home buyers.
3. Promote the destocking of commercial housing. Adhere to the principle of "purchasing according to demand", and organize local state-owned enterprises to purchase part of the stock of commercial housing at reasonable prices for use as affordable housing. Encourage and support qualified enterprises, public institutions, and social entities to purchase commercial housing for employees to rent.
4. According to the external supporting needs of each real estate, improve the commercial, medical, educational, public transportation and other supporting facilities in the 15-minute living circle of the residential community to improve the quality of life of residents.
5. Combined with different regions and different groups of people, differentiated market segments, reasonably determine the product type of the land entering the market, combined with market demand, the local government takes measures according to local conditions, reasonably sets hardcover requirements, gives development enterprises more autonomy, and provides consumers with more diversified services.
6. Increase the promotion of room tickets, do a good job in the exchange of room tickets, and improve the efficiency of room tickets. Establish a unified housing box office source library in the city, and the housing box office source library can be included in non-residential commercial housing, garages, underground parking spaces and other housing listings.
7. Comprehensively promote the construction of improved housing and optimize the quality of architectural design. Design units that take the initiative to innovate design concepts and apply new technologies and new materials in residential design will be given priority to excellent survey and design selection and award-winning qualifications under the same conditions. Reasonably optimize the calculation rules for semi-open space indicators such as supporting public infrastructure, overhead and empty space on the ground floor, and balconies in residential communities. Plot ratio incentives can be given to newly transferred residential plots that implement smart construction and improve green building standards. Guide enterprises to improve the application of technologies in green buildings, building energy efficiency, and renewable energy, and improve the quality of housing. In the suburbs of the city do not have public transportation conditions but the landscape, location and other conditions are better, as well as the historical urban areas determined by the territorial spatial planning, the implementation of the floor area ratio shall not be less than 1.0 land supply standards.
8. Formulate guidelines for quality residential property services to accurately meet individual needs. Support property enterprises to extend and expand services in the fields of elderly care, child care, and health, and explore the model of "property service + life service". Establish a smart property management service platform to guide property service enterprises to provide customized products and personalized services to improve the efficiency of property services.
2. Optimize services and promote the healthy development of the real estate industry
9. Dynamically establish a "white list" system for real estate projects, promote projects that meet the conditions of the "white list" to "go all in", and commercial banks to "lend as much as possible" to projects that comply with the "white list", so as to meet the reasonable financing needs of projects under construction.
10. Support the simultaneous sales of parking spaces and residences. Reasonably set up the planning ratio of parking spaces for newly transferred residential land.
11. Real estate development enterprises can independently choose the construction of pile foundation sections according to the actual situation of the engineering construction project, and can apply for the construction permit of the foundation (pile foundation) project after obtaining the approval opinions of the construction project planning and design plan and passing the drawing review.
3. Reduce costs and meet reasonable housing needs
12. The city's qualifications for purchasing houses will no longer be reviewed. Implement the preferential tax rebate for the purchase of housing (until December 31, 2025); Implement the deed tax subsidy for house purchase (implemented until December 31, 2024), give a 50% deed tax subsidy for the purchase of newly built commercial housing (up to 1% of the tax basis of the house deed tax), and implement a tiered deed tax subsidy for the purchase of "selling the old and buying the new".
13. Non-Suzhou household registration persons who have purchased or own a house with legal property rights in the city and actually live in it may apply for settlement.
14. The lower limit of the interest rate on personal housing loans for the first and second homes will be abolished, and commercial banks may independently determine the specific interest rate level of each loan according to the customer's risk profile. The minimum down payment ratio for the first home is adjusted from no less than 20% to no less than 15%, and the minimum down payment ratio for the second home is adjusted from no less than 30% to no less than 25%. If the buyer does not have a house within the urban area of the purchased housing, or has only one house within the urban area of the purchased housing and is being put up for sale, it can be recognized as the first house when applying for the mortgage loan of the newly purchased house. When applying for personal housing mortgage loans for families with two or more children in our city, one house will be reduced when the number of housing units is determined.
15. Lower the interest rate of personal housing provident fund loans by 0.25 percentage points, and adjust the interest rate of the first set of personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years to 2.35% and 2.85% respectively. The interest rate of the second set of personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years will be adjusted to not less than 2.775% and 3.325% respectively. The maximum limits for personal and family provident fund loans were raised to $1.2 million and $1.5 million respectively; The quota for families with two children or more will be increased by 30%; The quota for full-time college graduates with a bachelor's degree or above (currently studying), college graduates and returnees within 10 years of graduation will be increased by 50%.
16. Build urban "real estate supermarkets", build platforms, and encourage real estate companies to carry out housing group purchase activities to meet the housing needs of different groups of people.
According to the website of the Suzhou Municipal People's Government and the Suzhou Municipal Bureau of Statistics, the city's GDP in 2023 will reach 2,465.34 billion yuan, an increase of 4.6% over the previous year at comparable prices. At the end of 2023, Suzhou's permanent population will be 12.958 million, and the permanent population will continue to rank first in Jiangsu Province. Among them, the permanent urban population is 10,688,200, and the urbanization rate is 82.48%.
The per capita disposable income of all residents was 74,076 yuan, an increase of 4.6 percent over the previous year, of which the per capita disposable income of urban residents was 82,989 yuan, an increase of 4.3 percent; The per capita disposable income of rural residents was 46,385 yuan, up by 5.9 percent.
Source: National Business Daily is synthesized from Suzhou, the website of Suzhou Municipal People's Government, and Suzhou Municipal Bureau of Statistics