I don't know when the car has become a family need, many young people will buy a car to solve the problem of household transportation after working for a while. Most car owners choose a family scooter of about 200,000 yuan, how much does it cost to get a car at this price point every month?
Many young people who have not bought a car think that raising a car is too simple, because they can afford to raise a car with only a few hundred yuan of oil every month. In fact, car maintenance is a very complicated thing, the owner not only has to spend thousands of yuan in car maintenance costs, but also bothers to do regular maintenance.
Shandong owner Mr. Liu bought a Toyota Camry, the landing price of 220,000, he posted the cost of car maintenance for two years, the number on the ledger is surprising. Before Mr. Liu bought a car, he thought that as long as he paid insurance and refueled, he did not expect that the cost of car maintenance was so large that he was unexpected.
Mr. Liu bought a car mainly for family transportation, commuting 30 kilometers back and forth every day. On weekends, Mr. Liu would go out to dinner with friends and almost always travel by car. Every month, Mr. Liu will drive back to his hometown, 400 kilometers round trip. Mr. Liu calculated that he would run 12,000 kilometers to 15,000 kilometers a year.
The first year of insurance was bought in a 4S store, the cost was higher, and it cost more than 6,000. The second year insurance price is relatively cheap, only 3300 yuan. Mr. Liu drove carefully on the road, except for the occasional scratch when parking, there was never a traffic accident, so he did not repair the car.
Mr. Liu calculated an account, it costs 800 yuan to refuel every month, and the annual insurance is 3300, an average of 275 per month. Do a small maintenance once a year, do a big maintenance once a year and a half, small maintenance 950, large maintenance 1700, the average monthly maintenance of the car to spend 300.
Usually, there are also tolls, parking fees, illegal fines, car wash fees and many other expenses, with an average of 300 per month. Mr. Liu calculated an account, and it costs about 1400 per month to raise his own car. He originally thought that it would cost a maximum of 1,000 a month to raise a B-class car of about 200,000 yuan, but he did not expect that the cost of raising a car was 1/3 higher than his budget.
The cost of car maintenance that Mr. Liu posted is very real, and many car owners have said that if they take a loan to buy a car, they will have to repay the loan every month to maintain a car. When buying a car, the 4S shop promised the owner no interest within three years, and after the loan, the owner found that he spent about 8,000 more financial service fees, which were hidden expenses.
It costs about 1,400 to raise a family scooter of about 200,000 yuan per month, and it costs about 1,300 to maintain a family scooter of about 100,000 yuan. If you buy a more expensive BBA, the cost of car maintenance is at least 1600 per month, and the more expensive the car, the higher the cost of car maintenance.
Young people work for a shorter year, the salary will not be too high, if everyone earns less than 6,000 yuan per month, it is best not to buy a car of about 200,000 yuan, the cost of car maintenance will be stressful. If you have more than 4,000 yuan per month, it is best not to buy a car.
If you still have car loans and mortgages, the standard of living will plummet, without any ability to resist risks. Although the proportion of cars in life is getting higher and higher, buying a car must be done according to its ability.
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