Why buy insurance for your children
The other day I saw a paragraph, although there are not a few lines, but the words are pearlescent, and instantly rise in my heart warmly: Ask yourself, what do you want your children for? Succession? Raising children to prevent aging? I saw a very touching answer in the book - "In order to participate in the growth of a life, there is no need to fight for me, no need to pass on the generations for me, and there is no need to help me retire." I just want this life to exist, to walk in this beautiful world, to give me the opportunity to walk with her (him) for a while..." What a beautiful answer!
As soon as the child is born, there are three major things that must be done, that is, to take a name, go to the household registration, and apply for insurance. Some people may ask, why rush to get insurance for children? Risk requires insurance, and a life born into this world and begins his journey of life means that it cannot be smooth sailing, it may be sunny or rainy.
Because we are not sure that in a long time, the weak we can withstand an accident;
Because we can't guarantee that in the ruthless years, the helpless we can overcome a serious illness;
Because we don't want to admit that before the cycle of birth and death, we are doomed to life, old age, illness and death!
Recently, a piece of news blew up the circle of friends, and after reading it, people were very distressed: coming out of the hospital, the mother gave her son a kneeling to make reparations - not that the mother does not love you, it is really unable to pay the medical fee... As parents, we have a responsibility that cannot be shirked, and as children to parents, how many times a day does this powerless tragedy have to be staged in China?
The insurance that children should buy first is a combination of "critical illness + hospitalization + accidental injury + accident medical treatment". Why should children buy critical illness insurance? Insurance company claims data prove that the incidence of major diseases in the age group under 18 years old is even higher than that of the age group of 18-30 years old.
In reality, we can find that the mainstream of leukemia is children. If a child has a serious disease, parents will almost go all out to save it, because of a sick child and change the fate of a family tragedy, because of illness to cause poverty, because of illness to return to poverty has always been a social problem.
Do you want to buy insurance for your child? The answer is simple: buy it as long as it is biological!
These three types of insurance must not be saved
Generally speaking, after 28 days of the birth of the child, you can buy a variety of insurance, give the child good food and drink, buy a lot of brand-name clothes or toys, it is better to buy her an insurance to be real and at ease! Whether we will get sick or not is a matter of God, we can't control accidents and diseases! Treating the sick and saving people is the doctor's business, but whether there is money to cure is what our parents should consider!
1
Accident insurance must be bought, and the protection must be sufficient
According to a survey conducted by relevant departments on more than 40,000 children and adolescents in 11 cities across the country, 20 to 40 percent of children on the mainland die, become disabled or undergo medical treatment due to accidental injuries every year. The accidental mortality rate of children in the mainland accounts for a high value, and accidental injuries are also the "first killer" of children aged 0 to 14 in the mainland. Tragedy is happening all the time...
Data show that more than 200,000 Chinese children aged 0-14 die from accidental injuries every year, and hundreds of thousands of them are permanently disabled due to accidental injuries. Accidental injuries to children have become one of the most serious social, economic and medical problems today. Therefore, accident insurance is the basic protection must be bought, and the protection must be sufficient.
2
Critical illness insurance must be bought, otherwise it may be ruined
CCTV reports: Every 3 minutes, 1 child dies of cancer. In the mainland, the incidence of childhood tumors has increased at a rate of 2.8% every year in the past decade, and the number of new children with malignant tumors reaches 30,000 to 40,000 every year. In order to seek the best treatment results, some parents have to take their children to hospitals in major cities such as Beijing, Shanghai, and Guangzhou, and the high medical costs are followed.
Serious illness is eroding the health of children and crushing families that were originally peaceful and happy! Medical expenses are also a crucial issue for families. If the child can adhere to the complete treatment, it will cost two years of intensive treatment, three years of consolidation treatment, and 100,000 to 300,000 yuan of money.
No matter who it is, it is a heavy burden! Too many families are impoverished due to illness, return to poverty due to illness, and as soon as their children fall ill, the whole family is in trouble. Therefore, serious illness insurance must be bought, otherwise it may be ruined at any time.
3
Education money insurance must be bought
Many qualified parents have purchased children's education insurance to save their children the cost of high school, college and even study abroad. This type of insurance accumulates funds through similar compulsory savings means to alleviate the economic pressure on children's education and other aspects in the future. However, this kind of insurance is only the icing on the cake than the above two, and parents should choose according to their own economic ability and do what they can.
Hope son Jackie Chan, hope daughter into phoenix, is the wish of every parent, as a parent must also hope that their children to get ahead, but as the future competition, not only the competition of academic qualifications, the competition of knowledge, more is the competition of capital, to prepare a considerable amount of education or entrepreneurial funds for children is also very necessary.
If your child is already a full moon and has not yet bought insurance, then please reflect on why our children do not, is it the negligence of the mother or the luck of the father?!
The yellowing of the policy reminds me of Daddy
From stumbling to steady steps, children have a long way to go, parents may not be able to care for their children for a lifetime, but they can use insurance to convey never-ending love, help children survive every difficult time is what each of us as parents must do.
Buying a child an ice cream is giving him 3 minutes of happiness;
Buy a toy, is to give him 3 days of happiness;
Buying a dress is to give him 3 months of happiness;
Buying an insurance is to give him a lifetime of happiness!
Choose an insurance plan that covers your life as a gift to accompany your child for life.
Because I can't protect my child for the rest of my life,
When the day comes, I go with the wind,
That thin insurance contract will always be with him.........
Maybe the paper of the policy will be yellowed,
But our handwritten name must still be clear,
Like our love for our children,
Forever bright, never fading.
When the child opens the insurance contract, he thinks of us.
It was when I was a child, my parents were still young, and they gave me a gift that has been with me forever! The policy was yellow, thinking of Daddy. Dad's shoulders can't be solid forever, and Mom's smile can't be always accompanied, but the insurance policy for love will replace them and let love continue!
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