With the improvement of everyone's living standards, it is not strange to buy a car after 90, or even a car after 00, and the consumption age group of the entire automobile market is gradually becoming younger. However, such young people are also a minority after all, and the main consumer group is still middle-aged consumers. So what do middle-aged consumers care most about when buying a car? It is nothing more than household attributes, retention rate, vehicle quality control, and space performance, and it is enough to choose a Highlander if you want to combine the above advantages. That since it is a main family SUV, then everyone for the maintenance cost of this car should also be relatively concerned, today Xiaobian will take the 2022 double engine 2.5L two-wheel drive premium version 7 seats (318,800 yuan) as an example, to give you an inventory, to see if this Highlander double engine is good to feed?
1. Fuel costs
The NEDC comprehensive fuel consumption of this model is 5.3L, although this is only an ideal state, but to be honest, the fuel consumption data of Toyota cars is still quite real, and the actual measured fuel consumption of most owners is about 6L/100km. Because the average annual mileage of each owner is not fixed, Xiaobian here is based on its own annual driving distance of 20,000km to calculate, this car is added to the 92 gasoline, the current oil price of Xiaobian is 8.01 yuan / L, and the fuel cost of that year is about 9612 yuan.
Second, maintenance costs
The maintenance interval of the vehicle is 10,000km, and the oil and oil filter are replaced every 10,000km; the air conditioning filter and air filter are replaced every 20,000km; and the brake fluid is replaced every 40,000km. The total maintenance cost of the first 60000km is about 2771 yuan, an average of 1923 yuan per year. Of course, this price is calculated according to the official maintenance items set by the 4S store, and consumers can also selectively maintain according to the actual practical situation of their own vehicles, plus if there is a purchase of maintenance packages, the cost will be further reduced.
3. Insurance costs
The cost of insurance actually varies from person to person, and it is normal to buy some basic insurance. Then if you are not careful in driving, it is not impossible to buy a full insurance. Insurance costs vary according to regions and car prices, taking Xiamen as an example, here Xiaobian calculates based on their own habits of buying insurance, recommended to buy: a third party one million (1630 yuan) + car damage insurance (3928 yuan) + compulsory traffic insurance (1100 yuan), a year's insurance cost is about 6658 yuan (the first year). If you buy the same insurance and do not take care of it, the cost will also decrease year by year, and the average annual insurance cost will be about 5200 yuan.
4. Miscellaneous expenses
In addition to the basic cost, there must be high-speed fees, parking fees, car wash fees and so on throughout the year. Similarly, these costs also vary from person to person, so here Xiaobian takes the cost of their own car as a standard, and everyone can add or subtract fees according to this cost combined with their own car habits. A year's high-speed cost is calculated according to 500 yuan; a month to wash the car, the car wash fee is 30 yuan, a year is 360 yuan; if you do not buy a parking space, if you rent it every month, the average monthly rent of the Xiaobian location is about 400 yuan, 4800 yuan a year, and the cost of all miscellaneous items in that year is: 500 + 360 + 4800 = 5660 yuan.
If the car does not scratch and violate the rules, all the above expenses add up to: fuel costs 9612 yuan + maintenance costs 1923 yuan + insurance costs 5200 yuan + miscellaneous expenses 5660 yuan = 22335 yuan, the average monthly cost of 1861.25 yuan. For a medium-sized joint venture brand, this maintenance cost is indeed not high.
For friends with tight budgets, they will also choose to buy a car in installments, and I personally suggest that you can choose a three-year repayment plan if you do installments. Down payment according to 30% to calculate, loan according to three years of loan, annual interest rate of 4.75% to calculate, in addition to the down payment, the monthly repayment amount is about 7904.4 yuan, that plus the average monthly car maintenance costs, each month's vehicle expenditure will have to be 9765.65 yuan, if the loan to buy a car, the average monthly car maintenance cost of the first three years is indeed relatively high, after all, this Highlander double engine is indeed not cheap. Is the cost of such a car within your expectations?
Edit = Jian Linlin
Producer = Lin Jing