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As a parent, you should buy everything you need to prepare, and of course, there is insurance for your children! To love a child, you must give him/her the best care, the best future.
These four types of insurance must not be saved!
1, learn to buy the insurance, the most affordable insurance
"Learning Insurance" is an insurance specially for students and young children in school, with a public welfare nature. Parents only need to pay a premium of as low as 100 yuan to obtain a number of protections including accidental injury, hospitalization, etc., which is the most extensive and common insurance for children and adolescents.
Whether it is on or off campus, during school or holidays, the insurance company can make a claim in the event of an accident. If parents have not considered giving their children long-term commercial insurance, it is very necessary to spend more than 100 yuan a year to insure a "school insurance".
2, accident insurance must be bought, the protection should be sufficient
Data show that more than 200,000 Chinese children aged 0-14 die from accidental injuries every year, and hundreds of thousands of them are permanently disabled due to accidental injuries. Accidental injuries to children have become one of the most serious social, economic and medical problems today. Therefore, accident insurance is the basic protection must be bought, and the protection must be sufficient.
3, serious illness insurance must be bought, otherwise it may be ruined
CCTV reports: The incidence of children's tumors in the mainland has increased at a rate of 2.8% every year in the past decade, with 30,000 to 40,000 new children with malignant tumors every year, and 1 child dies of cancer every 3 minutes. In order to seek the best treatment results, some parents have to take their children to hospitals in major cities such as Beijing, Shanghai, and Guangzhou, and the high medical costs are followed. Too many families are impoverished due to illness, return to poverty due to illness, and as soon as their children fall ill, the whole family is in trouble.
4. Education fund insurance must be bought
Many qualified parents have purchased children's education insurance to save their children the cost of high school, college and even study abroad. This type of insurance accumulates funds through similar compulsory savings means to alleviate the economic pressure on children's education and other aspects in the future. However, this kind of insurance is only the icing on the cake than the above two, and parents should choose according to their own economic ability and do what they can.
Is your child's insurance in place?
Insurance is protection, and no insurance is equivalent to "running naked". Parents, of course, do not want to see their children are not protected, but some parents have not found a good way and way.
Insurance is the best way to protect children. Buy insurance for your children, the benefits are many.
Buy insurance for your children, transfer the risk, and ensure the stable life of the family;
Buy insurance for your children, the premium is cheaper, because the younger the age, the more appropriate the premium paid;
Buy insurance for your child, the opportunity to underwrite is large, because the child's body is generally better;
Buy insurance for your children, you can safely transfer the property to the child's name;
Buy insurance for children, establish education funds and entrepreneurship funds for children;
Buy insurance for your child to reduce the burden on your child's future;
Buy insurance for your children and guide them to form a good concept of risk management;
Buy insurance for your children and cultivate your child's sense of responsibility and responsibility.
Finally, we should remind you that before giving your child adequate insurance, you must first provide insurance for the family pillar, because the head of the family needs to be protected the most!