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14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

author:History is a bit cold

On the Internet, some netizens once wrote such a poem: "Looking west at the Mountains of Ten Thousand Miles, the earth collapses into the abyss." Stacked rubble sad Bashu, miserable clouds cry Wenchuan. This poem was written for the Wenchuan earthquake on May 12, 2008.

How small are humans? In the face of natural disasters, it can be seen that when disasters come, human beings are so vulnerable. With their own flesh, who can withstand the attack of a collapsed house?

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 1

As the saying goes, there is no size in the face of disaster, the Wenchuan earthquake took away the lives of many compatriots, but also caused very serious economic losses, and now the disaster area is rebuilt, a booming, some problems directly appear in front of netizens.

A lot of people want to think about the problem of how the bank deposits and loans of the victims are finally handled, and many times people say that people die and lose their debts, so many people are curious about this matter.

Time goes back, and even if it is full of pain, it has to go back to the day of the disaster.

On the day of the disaster, 80,000 compatriots were killed

2008 is of special significance to our country, as it was the first time we hosted the Olympic Games in Beijing after our successful bid for the Olympic Games.

The people of the whole country were looking forward to the opening of this grand ceremony, as did the people of Sichuan Province, but they did not expect that just a few months before the opening of the Olympic Games, an extraordinary and devastating disaster would quietly come.

On the morning of May 12, 2008, the villagers of Yingxiu Town, Wenchuan County, Aba Tibetan and Qiang Autonomous Prefecture, Sichuan Province, set out at sunrise as usual.

The idle old man sat in front of his house with his children in front of his house and pulled between the neighbors, everyone's face was full of smiles, the daughter in the room was cooking, waiting for the husband who was out to work to return home, the hot sun rose at noon, and people did not care about the unusualness of the animals.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 2

At noon, the cooking smoke was gradually stopping, and a square table was full of meals, and they did not realize that this meal was the last reunion dinner.

At 14:28:04 p.m., the earth will fall, a loud noise will be heard, the houses will shake, people realize that the earthquake is coming, but it is too late, just for a moment, the originally orderly town, in an instant, become a ruined wall, and collapsed houses can be seen everywhere.

The earthquake came, and it was not an ordinary small earthquake, and the people who were still eating together at noon all disappeared into the ruins at this moment, and for a moment they mourned all over the field.

At the first time of the earthquake, the relevant departments captured a strong earthquake, data analysis, the earthquake was as high as 8, the surrounding cities and some neighboring countries also felt a strong earthquake at that time, rescuers rushed to the scene at the first time, with the start of rescue, people found that it was so difficult.

When the rescue team arrived at the scene, the earthquake did not stop completely, and the strong aftershocks rose and fell, and some people who had just been discovered were buried by the aftershocks again before they could be rescued again.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 3

At that time, a PLA team was training near the war zone, and when it heard the earthquake coming, it rushed to the scene at the first time, but because the earthquake was strong and the magnitude was high, the road was broken by the stones on the mountain, and the cars and people could not pass.

So this group of people's children and soldiers unloaded their bags, went all out to trek through the mountains and rivers, and finally arrived at the disaster area after all kinds of hardships, and immediately participated in the rescue after arriving at the scene.

Saving people after the earthquake is nothing more than robbing people at the hands of the god of death, and a minute late may lead to the death of one more person. Therefore, everyone did not dare to stop their work, for fear of causing greater casualties because of their laziness.

According to statistics, this time the Wenchuan earthquake damaged 500,000 square kilometers of land, the number of victims reached 80,000, and the direct economic losses were as high as more than 800 billion.

Under this cold figure, not only is the financial loss so simple, behind this also means that there are countless families torn apart, their relatives and friends, buried under the ruins, in a trance, once close people, in the blink of an eye, forever separated. That's the greatest pain.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 4

It is said that suffering sees the truth, and after this disaster, our motherland has witnessed its strength to the world.

Rebuilding after the disaster, all in one mind

As mentioned earlier, in this earthquake, almost all civilian houses were razed to the ground, and only a few schools remained, but they were also scarred. Major companies also suffered heavy losses in the catastrophe, and the local economy was paralyzed for a time.

To this end, the reconstruction work in the disaster area is also in full swing, with Wenchuan as the center, and many surrounding cities have been affected by earthquakes, and the reconstruction of earthquakes is difficult.

With the strong support of the state, the provinces have been responsible for a certain area of the disaster area, the people of the whole country have dedicated their strength, and everyone has united as one to rebuild the disaster area.

Because of the huge amount of work, this work was carried out for two years, when some of the remaining school buildings were reinforced, the seismic level reached a higher level, and the villagers' houses were rebuilt, and the reconstructed houses were better than the original, but only the former relatives were missing.

In this disaster, countless families were forced to be torn apart, but it also witnessed the brilliance of humanity and the unity of Chinese in the face of disaster.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 5

Previously, wu Jing's movie "One Hundred and Eight" was set against the background of the Wenchuan earthquake, and he himself rushed to the disaster area as soon as possible after the earthquake.

The film is about what really happened in the disaster area, when the earthquake struck a maternity and baby hospital, where many pregnant women and newborns were in the hospital.

After the earthquake, the president of the hospital led the pregnant women to a nearby monastery to visit, knowing that the Buddhist Gate was originally a place of retreat, but in the face of the disaster, everyone abandoned the worldly constraints, and the pregnant women who had not yet come to shelter prepared meals, and the Buddhist disciples who had always been vegetarian also made meat dishes in the monastery at this time.

Because they wanted to ensure nutritious meals for the pregnant women, a total of 108 children were born in the monastery, which coincided with the number of Arhats of the Buddha,000, and it seemed that everything was doomed.

Just as the so-called Buddha has a relationship with people, the babies born in these disasters have an indissoluble relationship with the Buddha in the dark.

In the face of disaster, all beings are equal, and Buddhist disciples who have always been strictly disciplined are willing to help the people who have been affected by disasters, and now that this matter has been made into a movie, people have learned how united people were in that environment at that time.

Not only that, in the process of reconstruction, no matter which company or individual, they all do their part, and two years later, the disaster area will face the world with a new look.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 6

Once you enter the disaster area, you will never see the ruins and broken walls of that time, there are brand new buildings and newly paved roads, all the facilities are new, behind this new piece, is the sweat of the people of the whole country, is the home they personally built.

Once the earthquake can easily destroy the house, this time, the new house of the building to have a stronger seismic ability, once saw a clip on the Internet, a small earthquake occurred in the Sichuan area, and the monitoring of a man to protect his relatives from the disaster is skilled and painful.

If you hadn't experienced the disaster of that year, how could you have reacted so strongly in the face of the earthquake? Fortunately, everything is over. They are greeted with a new life.

When it's all over, a new question is in front of people, that is, how will the bank deposits or loans of those who are killed be solved, which becomes a concern for everyone.

How to deal with the victim's deposits and loans

In our country, whether it is modern or ancient, there is a saying that people die and lose their debts. In the Wenchuan earthquake, a total of 80,000 people were killed, and among these 80,000 people, some were businessmen on the rich side, some were ordinary people, and some were workers in the system, all of whom were practitioners from all walks of life.

In ordinary life, they save money and do not dare to spend more than a penny, and all the money they earn are deposited in the bank, which is a small amount of money for rich people, but it is this small amount of money that is the hope of countless families, which can save a family from water and fire.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 7

But the disaster was merciless, and a sudden earthquake took away those who had originally saved money, and for a while the money in the bank became an unowned thing.

At this time, the Internet has speculated about how this money will be handled, whether it is confiscated and distributed by the state, or whether it will be quiet in the end, and everyone is very concerned.

Finally, the relevant departments made an announcement to the outside world that they would find the first heir of the depositor and then transfer the deposits to their names.

In the face of disaster, it is not easy for everyone, the state will not appropriate this money for itself, and there are clear provisions in china's "Inheritance Law", personal savings of property belongs to individuals, after the death of the owner, money will be inherited or confiscated, but the inheritance is required, under the premise of the deceased to do property notarization.

But the victims of the earthquake, who did not have the opportunity to do property notarization, made such a decision based on the principle of special handling of special matters. For those who are victims without heirs, the savings are transferred to their immediate family members.

In order to prevent some people with ulterior motives from impersonating, it is necessary for the immediate family to provide relevant certificates, such as id card household registration book or marriage certificate, and also to carry the death certificate of the inheritee, and the inheritance of money can be transferred to them if these conditions permit.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 8

This money is the hard-earned money of the victims, which they have accumulated through hard work or farming, and no one has the right to embezzle it.

Among the many victims, in addition to those who have deposits, there are also some who have taken out some loans in the bank before they die, and most of them are mortgages and car loans. Many of the victims had their homes delivered not long after their homes had been delivered, and their mortgages had just begun to be repaid before they were killed by the earthquake.

According to the relevant requirements, as long as the house is bought and has been successfully seated with a loan, even if the house is damaged, the buyer will have to bear the loan.

The above requirements are aimed at the problem of house destruction after the Wenchuan earthquake, which is not only the problem of house destruction, but also the death of the person who bought the house, in which case repayment naturally becomes a problem.

Even if some people did not die, they were injured in the earthquake or suffered severe financial losses, and they could not afford to repay the high monthly payments.

It is still a special treatment in a special period, and the central bank has made some countermeasures to this matter, first of all, those who have no income after causing economic losses after the earthquake will not be included in the credit report even if they are overdue, and will not take the behavioral measures of collection and penalty interest.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 9

At this time, many people will say, since this is already the case, why not cancel the loan directly, in fact, the reason is very simple, in this earthquake disaster, not only individuals, banks have also suffered losses, such a practice has been the best.

For the severely affected areas, some families who really cannot afford to repay have issued regulations on the disposal of write-offs, and as soon as this regulation comes out, it is undoubtedly the best news for the people in the disaster areas.

At this time, the essence of a big country appeared, in the face of disaster, our motherland made every disaster victim feel the warmth of the motherland, and also let them know that no matter when, behind them is a powerful motherland.

There is no regret in this life

From ancient times to the present, how many disasters have descended on the land of China, and when it did not defeat the descendants of China, disasters will only make us more and more courageous in the war.

From the earliest Tangshan earthquake, to the later Wenchuan earthquake, and the epidemic in recent years, the Chinese people have never flinched in the face of these things, the People's Liberation Army, which is at the forefront of disaster relief, and the medical workers on the front line of the fight against the epidemic, they are using their lives to change the district for a better future.

Today, Wenchuan has long been replaced by a new look, and people's living standards have also been improved. Now that you're there, new buildings stand in the city.

14 years ago, the Wenchuan earthquake, 80,000 compatriots killed bank loans, how did the state deal with it?

Figure 10

In the room, every family has a laugh, life has to go on, they can't live in painful memories, familiar scenes, familiar people, and familiar photos on the wall.

Many years later, people mention the past of that year with solemnity on their faces, which is a remembrance of the deceased and a farewell to the past.

In this catastrophe, the state has become the only existence we can rely on, the mother of the people of the whole country, who has protected her children again and again with her own strength, even though the front is full of mud, she has not flinched.

Today's young people, born under the red flag, grow up in the spring breeze, look at the motherland that is growing stronger with each passing day, and everyone is proud. Proud of being Chinese, proud of being born in China.

There is no regret in this life, and I will be a Chinese in the next life.

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