New energy car insurance introduced, cost soared Weilai: is evaluating the possibility of setting up captive insurance

Recently, the "China Insurance Industry Association New Energy Vehicle Commercial Insurance Exclusive Clauses (Trial)" was officially launched, stipulating that all new energy vehicles must be insured with new energy vehicle insurance.

As soon as this news came out, many new energy car owners have reported that their car insurance premiums have increased dramatically, of which Tesla is particularly typical.

According to the Tesla Model Y insurance policy exposed by netizens, after the introduction of the "Clauses", the premium price of their own vehicles soared to 14902 yuan / year, of which the motor vehicle loss insurance increased the most, from the previous 5759 yuan to 12736 yuan, and the car damage insurance directly doubled.

This has also attracted the attention of well-known domestic electric vehicle companies such as Weilai and Xiaopeng, and Weilai recently issued a relevant statement, saying that it is evaluating the possibility of setting up exclusive insurance products for Weilai Automobile.

In addition, NIO also released a note on its official app on the captive insurance of new energy vehicles, stating the following:

1. The pricing of the newly purchased service worry-free package remains unchanged, and it also includes the corresponding protection content of the three additional insurances (external grid fault loss insurance, self-use charging pile loss insurance and self-use charging pile liability insurance) added to the new clauses.

2. Users who are still in the service period of the 2021 version of Service Worry-free do not need to purchase three additional insurances under the new terms, and the current service worry-free will include the corresponding protection content.

3. The pricing of Insurance Worry-free is still the insurance fee + 1680 yuan WEILAI exclusive service, of which 1680 yuan Weilai exclusive service remains unchanged, and the overall premium changes are related to the user's region, illegal records, past insurance situations and other factors. At present, the situation is different in different places, and the premium adjustment of NIO models is not large overall, and we will continue to pay attention to the subsequent price changes.

4. For users who are still in the service period of The Insurance Worry-free 2021 Edition, the accident claim rights and experience are no different from the main insurance of the new terms.

5. You can choose a worry-free service or insurance worry-free product according to your own car situation.

Regarding the 2022 edition of Service Worry-free, NIO is in the midst of intensive discussions and plans to launch it in March 2022, the first anniversary of the launch of the 2021 version of Service Worry-free.