On December 29, Xiaopeng Automobile released the "Explanation on the Premium Changes of Commercial Automobile Insurance of Xiaopeng Brand Models on the Launch of New Energy Vehicle Insurance Products".
The statement said: "According to the national premium feedback from the insurance departments on the 28th, the average increase of Xiaopeng Automobile's models across the board ranged from 2.9% to 18.2% (the increase of different insurance divisions, different regions, and different models was slightly different), and the specific amount should be subject to the quotation of the local insurance division."
The data in the above table is only the average quotation comparison of commercial automobile insurance in the major cities of the country and the head insurance company collected on the 28th, and the specific amount is subject to the actual quotation of the local insurance department.
Recently, after the official launch of new energy exclusive car insurance on December 27, many car owners have revealed that their car insurance premiums have increased dramatically, especially Tesla owners.
The Tesla Model Y insurance policy exposed by netizens shows that the car insurance rights and interests of the two Tesla Model Y are different because of the different dates of purchase of car insurance, and the price difference is huge, which also attracts the attention of netizens.
On December 27, after the launch of new energy vehicle insurance, the tesla Model Y premium price soared to 14,902 yuan / year, of which motor vehicle loss insurance rose the most, from the previous 5759 yuan soared to 12,736 yuan, and the car damage insurance directly doubled.
Some car bloggers broke the news that insurance companies said that new energy vehicle insurance generally increased prices by 20% to 80%.
However, the new energy exclusive car insurance released this time, the insurance liability is further enlarged, more adapted to the characteristics of new energy vehicles, not only taking into account the risk of spontaneous combustion of new energy vehicles, but also considering the damage risk of "three electricity" (that is, batteries, motors and electronic controls).
Perhaps because of the increase in the scope of protection rights and interests of new energy exclusive car insurance, the premium has increased significantly.
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