Wen | Orange Fruit Mother
We Chinese rarely talk about money, feel embarrassed, with adults like this, with children that will not talk. But money education, in fact, from the child's childhood should help children establish a correct concept of money.
Meet with friends on the weekend to talk about children, can't help but spit on their own children: since school has been fascinated by Ultraman, nothing to let his family take him to buy Ultraman cards, the cheapest 10 yuan a pack, and 50 yuan, 100 yuan a pack, buy a bag, leave 1-2 of them like the card, the rest are thrown away, said he also said, all the classmates are like this.
Friends said that the child, the child secretly with the grandparents to buy money to buy the card, now 10 yuan a pack of cards can not see, have to buy 100 yuan a pack, said the price of the card inside the good, listen to it is angry.
Listening to this plot, it seems that the child does not understand things, in fact, it is also the connivance and doting behind the old man, and there is no relationship between education. After all, the child is still young, and he does not know the correct concept of money, which requires the attention and timely guidance of parents.
Educator Merkel mentioned: "Money education is a compulsory course in life, and it is the focus of children's education, just as money is the center of gravity of the family." ”
There are many places where we deal with money in this life, not to mention that children do not understand the concept of money, in fact, many parents seem to understand non-understanding, so they rarely teach children the concept of money or teach the wrong money education. In "Poor Dad Rich Dad", it is mentioned that if you don't teach your child the knowledge of money, someone will teach it for you. Who is this person? Maybe it's the creditor, maybe it's the profiteer, maybe it's the police, maybe it's the liar. Therefore, to cultivate children's financial and business education, parents and children need to learn together.
Recently read the book "Crane Teacher Says Economy", the whole book is written for Xiao Bai, the content is easy to understand. It is a book that can let junior high school children read and discuss, and it is also suitable for small white parents who are not good at considering problems from economic thinking, money education books suitable for parents and children, and financial and business enlightenment books suitable for small whites.
The content points in the book are all small things that happen around us, they are all well-known scenes, through the way of chatting, using the vernacular way to explain the knowledge points such as financial cognition and business principles, the cases are very simple and interesting, easy to understand, let people understand at a glance.
To take an example of thrift, thrift is a traditional virtue of our country, but what is real thrift requires benevolence, and people in different roles make different choices.
For example, an old man with a low pension, she took a free bus for half an hour to the supermarket to buy two cents cheaper scallions and two dime cheaper eggs, which is a typical case of living a good life and savings, because the pension is limited, time is not valuable, and it is normal to exchange time for money.
For the company owner, it doesn't make sense because his most important thing is time and energy, so for him, saving is exchanging more time for more money.
The book "Crane Teacher Says Economy" also mentions many events, such as why water is cheaper than the house, why it is difficult to eliminate Yang Shu, who suffers losses when the dairy farmer pours milk, the price is a signal light, how to put several baskets of eggs, how to set up a "Ponzi scheme", what is LPR, half a dish is not a half-price dish, what should a community vegetable vendor do, the first apartment of young people, the truth that the poor are always poor, etc., all through these small cases to show the principle of economic operation behind it, parents can discuss with their children. Let children better understand the operation mode of the economy behind this society, and sow the seeds of economics and money concept in children's minds, which is a wealth harvested on the way children grow up.
It can be said that the child's concept of money guidance and education, the sooner the better, if parents do not pay attention, then the child is prone to the wrong concept of money.
In the past two years, we often see such news reported in the media, some children have very general home conditions, parents are busy with livelihood and have no time to discipline children, and children will be obsessed with games, but also steal parents' money, recharge thousands of amounts to play games, after being found by parents, often parents are distressed tears, and children are difficult to understand that it is not easy for parents to earn money.
Some children peek at their parents' bank passwords, remember, recharge on the platform, a lot of money are rewarded to beautiful or handsome anchors, often tens of thousands of yuan, once hundreds, thousands of yuan, so soon the parents on the bank card to spend the money.
These things in the current Internet age, from time to time will happen, parents in angry children do not understand things, angry children steal money at the same time, but also to understand that children do not have the correct concept of money, it is easy to suffer losses in money, do not know how to spend money and make money.
"Poor Dad Rich Dad" wrote: Children who have no sense of money from childhood will encounter problems such as the lack of four major consciousnesses such as moderation consumption, demand ranking, investment, and danger when they grow up.
In the book "Crane Teacher Says Economy", not only stay in the case of how to teach you to make money and how to teach you to make a lot of money, but also through the correction of some misconceptions of money and the operation behind money, xiaobai parents and children can understand that in daily life, they can understand the problems encountered in life through the concept of money.
Like what:
Knowing the equivalent exchange and understanding that there is no free lunch under the sky;
Understand how money works, no longer spend lavishly;
If you want to open a milk tea shop, you will think about various costs, rents and models;
Understand that money is exchanged.
Wait, so that in the process of reading books, parents can combine the cases around them and discuss with their children, after all, in the process of children's growth, the first responsible person for the guidance of the concept of money is the parents, and cultivating a good view of money for children from an early age can make the child more calm and rational about the use of money.
My boss read the book "Crane Teacher Says Economy" with me, and asked me a question, Mom, have I put all my money in the bank for all these years to manage money or buy stocks? Ha ha.
In the family, we also arranged some housework, as well as learning rewards, all of which can earn money through their own efforts. For example, how many times to wash the dishes, get rewards and praise every week, and get the ideal results, etc., can be rewarded with money or gifts, and also let the child understand that money can be obtained through hard work.
Reading the book "Crane Teacher Says Economy" is to let parents learn the correct concept of money again, and at the same time set a good example for children in daily life, and use the right way to establish a concept of money for children, so that children can have good financial enlightenment from an early age, and will benefit for life in the future.
This book is suitable for financial literacy, suitable for older children to read together. Change your wrong wealth thinking, and natural life will be very different.