Recently, Shanghai Wenfeng, who has been repeatedly questioned, finally issued a statement to apologize after the company was investigated by the regulatory authorities and the official website was closed.
The statement said that it will "actively cooperate with the Shanghai Municipal Commission of Commerce to implement the relevant provisions of the Shanghai Municipal Single-purpose Prepaid Consumption Card Management Regulations and Management Implementation Measures", and connect the Wenfeng direct and franchised chain store business system with the information of the government collaborative supervision service platform, which is expected to be completed within ten working days." ”
The relevant person in charge of the Shanghai Single-Purpose Prepaid Card Association told reporters that Shanghai Wenfeng has indeed begun to carry out information docking with the Shanghai Single-Purpose Prepaid Card Collaborative Supervision Service Platform under the urging of government departments and industry associations. "Previously, industry associations have been mobilizing Shanghai Wenfeng for information docking, but they have been dragging their feet. After the recent government interviews, they are already docking. ”
Two years ago, the Shanghai Single-Purpose Prepaid Consumption Card Collaborative Supervision Service Platform was launched
It is understood that according to the "2019 Shanghai Municipal Key Points for Promoting the "One Netcom Office" and the "Shanghai Single-purpose Prepaid Consumption Card Management Regulations", in 2019, in order to strengthen the supervision of single-purpose prepaid cards and improve the collaborative supervision mechanism of single-purpose cards at the municipal and district levels, Shanghai established a city-wide collaborative supervision and service platform for single-purpose prepaid consumer cards.
Shanghai Single-purpose Prepaid Card Collaborative Supervision Service Platform.
The platform was established for three purposes:
For ordinary consumers, disclosing the operator's business information on the Internet will help continuously improve consumers' risk identification and prevention capabilities, and broaden the channels for consumer consultation and complaints. While making consumers more assured of buying cards, it also limits the financing intention of operators to issue cards to a certain extent, and reduces the number of closed doors and running away.
For card issuers, on the one hand, by connecting their own card issuance management system with the collaborative supervision service platform, and automatically reporting card issuance data daily in accordance with the "T+1" method, the data reporting method is simplified, the time cost is effectively reduced, and the problem of forgetting and errors is easily caused when manually filling in; on the other hand, for operators with better business conditions, perfect internal management and excellent credit evaluation, the information docking system promotes credit spillover benefits, so that operators can enjoy the dividends of honest operation.
For market managers, all relevant departments can audit operator information docking materials, grasp business operator card issuance data, urge business operators to correct violations, and accept consumer consultation and complaints through the collaborative supervision platform online, so as to make services and supervision more effective.
From April 2019, the Shanghai Single-Purpose Prepaid Consumer Card Collaborative Supervision service platform has been further expanded, and Shanghai consumers can inquire about the operator's information docking, single-purpose card balance and warning list through the "One Netcom Office" and "Citizen Cloud with Application" APP.
Recently, the Shanghai Municipal Commission of Commerce has released a new version of the Shanghai Single-purpose Prepaid Card Collaborative Supervision Service Platform. The platform further strengthens the ability to summarize data related to platforms such as big data centers and industry associations, strengthens the functions of information publicity and risk disclosure, improves the whole process of credit supervision before and after the event, and continues to provide guarantees for the regulatory governance of the single-purpose prepaid card industry.
Purchase prepaid cards to achieve "five looks and one check", and find that the information is not docked and can be reported
"At the consumer level, the Shanghai Single-Purpose Prepaid Consumer Card Collaborative Supervision Service Platform also provides a whitelist for consumers." The person in charge of the Shanghai Single-Purpose Prepaid Card Association said that consumers can already inquire about the credit information of the card-issuing enterprises through the Shanghai Municipal Government's "One Netcom Office", the Shanghai Single-Purpose Card Collaborative Supervision Platform, the Website and WeChat Platform of the Shanghai Single-Purpose Prepaid Card Association, so as to select enterprises with better credit to buy cards.
Specifically, the purchase of prepaid cards should be done "five looks and one check".
Take a look at the information docking, log on to the Shanghai Single-purpose Prepaid Card Collaborative Supervision Service Platform, check whether the card issuer has achieved information docking with the platform, obtain the information docking logo, and post it on the site of the card sales store;
Second, look at the risk warning, consumers can view the operator risk warning on the platform, the green light represents no violation, the yellow light represents the possibility of violation risk, the red light represents the existence of violations, and the black light represents that the operator or its responsible person has been included in the list of serious untrustworthiness;
A yellow light indicates that there is a risk of non-compliance.
A red light indicates a violation.
Third, looking at the credit evaluation, operators with low credit ratings are more risky;
Fourth, look at the deposit of funds, and check whether the operator has implemented the full amount of fund depository or purchased a full amount of performance guarantee insurance in accordance with the requirements of laws and regulations;
Fifth, look at the charter contract to ensure that the contract content is fair and reasonable.
Check the balance in the card, query the balance in the card through the platform, if it cannot be found or the balance is insufficient, it means that the operator may operate in violation of the law.
The credit information of the issuing enterprise can also be inquired at any time through the "accompanying application".
The responsible person also reiterated that the Provisions on the Administration of Single-purpose Prepaid Consumption Cards in Shanghai have made it clear that card issuers fail to make information docking with the collaborative regulatory service platform, or card issuers fail to submit card information to the collaborative regulatory service platform in a timely manner, which may lead to the inability to query card information. If such a situation occurs, please log on to the "Consultation and Reporting" section of the Shanghai Single-Purpose Prepaid Consumption Card Collaborative Supervision Service Platform to report it, or call the 12345 Citizen Service Hotline to report it.
Source: Shangguan News