In this year, the real estate certificate is equivalent to the identity of the house, representing the owner's legal ownership of the house, indicating that he can occupy, use, benefit and dispose of the house in accordance with the law.
However, few people know that in fact, there are red books and green books for real estate certificates, and what are the differences between the two?
01 Red real estate certificate
The "red book" is also the red real estate certificate, which will indicate that the house and land area are owned by the owner, that is, the owner can enjoy the ownership of the house, which is equivalent to having various rights to dispose of the house, indicating that the buyer has the right to occupy, use and dispose of the property, and can also be listed for trading or mortgage.
For example, whether you rent or sell your house, the enforcement of all these rights is protected by national law.
One of the biggest advantages of a red real estate deed is liquidity. Since the red house is built on state-owned land, its property rights belong to the state, so it has a high liquidity in the market. Buyers are free to transfer their red-book houses through legal channels, which facilitates the sale and purchase of houses and mortgage loans.
02 Green real estate certificate
The full name of the green real estate certificate is "real estate ownership certificate", also known as property rights certificate, and the nature of this real estate certificate is very different from the red real estate certificate. The house on the green title deed is not your own, but you and the state share it.
For example, if the state is the landlord and you are a long-term tenant, the state can repossess the house when the house expires.
In other words, the house cannot be listed for trading, if it is going to be mortgaged or sold. All in all, the red book means that the house belongs completely to the owner, and the green book only has half of the property rights of the homeowner.
Of course, in the past two years, I heard that some places have been able to apply for green books for red books, but the specific depends on local policies.
Moreover, it is worth mentioning that at present, the red real estate certificate, that is, the "house ownership certificate", has basically been replaced by the "real estate ownership certificate". According to the data, since May 1, 2017, all cities and counties in the country have stopped issuing old certificates and issued new certificates.
In other words, now you will only be issued a real estate certificate when you buy a house, and the person who bought a house in the past only held a real estate certificate.
The so-called real estate ownership certificate refers to the real estate registration certificate formulated by the Ministry of Land and Resources. Moreover, in addition to the original contents of the real estate certificate, such as the right holder, co-ownership, and location, the contents of the laser area, real estate unit number, and term of use are also added.
Among them, the real estate unit number has a unique code, which is equivalent to the unique "ID number" of the real estate recorded in the certificate nationwide, and the real estate information can be locked through the real estate unit number.
So what is the difference between the specific real estate title certificate and the real estate certificate? Let's find out together.
03 The difference between a real estate title certificate and a real estate certificate
1. The name of the certificate is different
Real estate certificate: "People's Republic of China House Ownership Certificate".
Certificate of Real Estate Property: Certificate of Real Estate Property of the People's Republic of China.
2. The issuing authority is different
Issuing authority of real estate ownership certificate: real estate registration agency. The departments designated by the people's governments at or above the county level in accordance with law and responsible for the registration of immovable property in a unified manner.
The issuing authority of the real estate certificate: the municipal (county) real estate management bureau (real estate management bureau) or the municipal (county) people's government.
3. Different in nature
The real estate certificate is a combination of the real estate certificate and the land use right certificate.
4. The content is different
The real estate certificate includes the owner of the house, the common situation, the location of the house, the time of registration, the nature of the house, the planned use, the condition of the house and the condition of the land, while the real estate title certificate adds the laser area, the real estate unit number, the applicable period and other contents compared with the real estate certificate. The inner page also stipulates the right holder, the type of certificate, the certificate number, the common situation, the type of right holder, the reason for registration, the period of use, and the acquisition price (in units of 10,000 yuan/square meter).
5. Difference between radiation protection labels
The title deed does not have a radiation protection label, and the real estate certificate has a radiation protection label.
6. The processing fee is different
The real estate certificate needs to be surveyed and mapped twice, pay two surveying and mapping fees according to the land area and real estate area, and pay two copies of the cost of making the certificate.
The surveying and mapping of the real estate certificate only needs to be done once, and the cost of making the certificate is also charged once. In addition, when buying a house, there is no need to run back and forth between departments, and all procedures can be completed at the real estate registration center in one stop.
04 Is the original real estate certificate going to be invalidated?
With the implementation of the property right certificate, many people have begun to worry that if the new certificate is not renewed, will the original real estate certificate become invalid?
First of all, there are no relevant regulations that must be renewed, and in accordance with the national principle of "unchanged and not replaced", the rights are not changed, the certificate is not replaced, and the old certificate and the new certificate have legal effect at the same time.
That is to say, as long as we do not have the need to handle mortgage registration, change registration, transfer registration, etc., there is no need to renew the certificate, and the old certificate will remain valid for a long time.
05 What are the benefits of implementing immovable property registration?
1. No need to worry about 70-year property rights or 40-year property rights!
The mainland stipulates that the maximum term of residential land is 70 years, that of commercial land is 40 years (there is a special 50 years), and that of comprehensive land is 50 years. It is now clear that the renewal fee needs to be applied for one year before the expiration of the expiration period.
According to Article 22 of the Urban Real Estate Management Law and Article 149 of the Property Law, there are relevant provisions. The cost of compensation will not exceed 5 digits, and the minimum shall not be less than 15.6 yuan/square meter. It is a 100-square-meter house that only needs to pay 1560 yuan.
Therefore, whether it is a 40-year, 50-year, or 70-year property right, there are clear provisions on the expiration of the property!
First of all, if the state has no other plan, the owner only needs to renew the land transfer fee to continue to use;
Secondly, if there are other plans and need to be demolished, the commercial compensation will be compensated according to 1:3, which is three times that of the residence!
2. Solve multiple difficulties in one step
First of all, it is more convenient to sell a house, because after the real estate ownership certificate, there is no need to go through the procedures of multiple departments of land and housing to sell a house;
Secondly, there will no longer be a situation where more than one house is sold.
In addition, farmers will also benefit from the inclusion of rural land in the unified registry as part of collective land.
06 The real estate deed has your name ≠ your house
After the real estate certificate is upgraded to a real estate certificate, according to the relevant regulations, the highest effect of the ownership of the real estate comes from the registration of the real estate; as a real estate right, the establishment, alteration, transfer, and extinction of the house must be registered according to law! Without registration, it will not take legal effect.
This means that the name on the "title deed" is meaningless, and the name on the "real estate register" marks the real ownership of the property. So hurry up and check if your name is on the property registration of your house!