Recently, many citizens and friends
Received such a text message
↓
Some people wondered
How does "phone billing" relate to "money laundering"?
now
There are many people who are unconsciously "involved in money laundering"
There are already a large number of citizens
Just to save 5 yuan in phone bills
and was forced to "ban"
What is even more terrifying is to become an accomplice in money laundering
Causes a lot of inconvenience to life
After recharging the "discounted phone bill".
The mobile phone account was involved in a fraud case and was "banned"
A few days ago, Ms. Li from Shanghai was selling goods on a second-hand shopping platform, and she happened to brush up on the preferential phone bill recharge activity, which said "180 yuan can be recharged with 200 yuan face value, and it will arrive in the account within three days, and it can be refunded if it is not in the account within six days".
Ms. Li had recharged low-cost phone bills on other platforms, so she didn't think much about it, nor did she observe the seller's qualifications, and directly purchased and submitted her mobile phone account information.
Three days later, the merchant contacted Ms. Li, saying that the phone bill had been recharged, and asked Ms. Li to click "Confirm Receipt".
Ms. Li looked at her account and found that it had indeed arrived, but when she clicked on the receipt, a security prompt popped up.
Although she was prompted, Ms. Li still didn't realize that there might be a problem with the other party. At this time, the second-hand platform merchant was banned by the platform because it was reported by others many times, and the platform sent a fraud safety reminder pop-up window to Ms. Li.
Ms. Li did not log in to the platform again because the money arrived, nor did she notice the platform's repeated pop-up reminders.
It wasn't until two days later that the system automatically received the goods, and another week later, I received a text message from the operator, and because the mobile phone account was involved in a fraud case, it was "blocked" and the communication function was suspended.
Ms. Li was puzzled, "I have never committed illegal fraud, why did I get involved in fraud?" ”
In fact, fraudsters have completed the "laundering" of fraudulent money through the process of slow recharge of phone bills.
This routine is not uncommon
The man's mobile phone stopped after charging 300 yuan
On March 29 this year, Mr. Zhang from Hangzhou logged on to the third-party e-commerce platform and saw that there were many sellers who recharged phone bills with low discounts, saying that it only cost 255 yuan or 252 yuan to recharge 300 yuan and 418 yuan to recharge 500 yuan, with a discount of about 85%.
So Mr. Zhang chose to recharge 300 yuan of phone bills, actually paid 252 yuan, placed an order on the same day, and received the message of successful recharge on March 31, so he clicked "confirm receipt" on this third-party e-commerce platform.
Unexpectedly, on April 7, I received a call from Luliang, Shanxi, saying that Mr. Zhang was suspected of defrauding more than 10,000 yuan and had called the police. Mr. Zhang thought it was a scam call and ignored it.
"On April 15, I received two calls in a row from a local telecommunications operator. The customer service said that my mobile phone number is suspected of fraud, and the deceived party has called the police and will stop the mobile phone in accordance with relevant regulations. Mr. Zhang said that at 7 o'clock that night, he received a text message from the telecommunications operator on his mobile phone -
Mr. Zhang's phone was then shut down.
The trick behind the fraudsters' "low-cost slow charging".
In this regard, the police revealed the routine:
"Money laundering" gangs on various online platforms
Advertise "low-cost slow charging" to attract customers
Beware of being an "accomplice" to fraudsters
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Step 1: Advertise to attract victims
Fraudsters will release various preferential recharge services such as low-cost "phone bill recharge", "fuel card recharge" and "electricity bill recharge" through second-hand trading platforms, social platforms, short video platforms, etc., to attract potential customers who want to "save a little money" to buy low-cost recharge services.
Step 2: Top up dirty money through fraud
In fact, after receiving the cost of recharging the phone bill from customer A, the "money laundering" gang will inform the upline of the mobile phone number and the amount of the recharge that needs to be recharged.
The online uses the funds in the account of the defrauded victim B to recharge the phone bills to these mobile phone numbers, and uses the "cloak" of legitimate recharge phone bill transactions to achieve the purpose of covering, grafting, and transferring illegal and criminal funds, making it difficult to recover the losses of the victims of telecommunications network fraud.
Step 3: The mobile phone account is banned due to the case
Victim B found out that he had been deceived, so he chose to report the case and submitted the mobile phone number of the transfer. Under today's high-intensity anti-fraud prevention and control system, after the police filed a case and tracked it, they banned the mobile phone number of victim A.
It is used for "slow charging".
Is there legal liability?
Qiu Yue, a criminal defense lawyer at Beijing Yingke Law Firm, said that if there is evidence to prove that he knew that charging phone bills was money laundering for crimes, and continued to choose to participate in the recharge in order to save money or even profits, it is possible to constitute a crime and be criminalized.
At the same time, the amount of discount or profit is also very important.
Qiu Yue said that generally as a customer chooses to charge the phone bill, the discount of about 10% is generally within a reasonable range, and it is unlikely to be recognized as a crime.
However, if someone places a large number of orders for large recharges or agent recharges, and gives high rebates or rebates and other benefits, this is beyond common sense and is often determined to be knowing. In such a case, the possibility of continuing to participate would be a criminal offence.
Police tips
1. Choose a formal channel to recharge and pay
Please choose a regular channel for the recharge of phone bills, water bills, and fuel bills, although the discount is small, but the safety is guaranteed, do not suffer a big loss because of greed.
2. Protect personal privacy and card information
ID cards, bank cards and mobile phone cards are the key elements of fraud and crime, and you must not sell, lend, or lease personal "two cards" and identity information at will, and be wary of "phishing websites" that fill in personal information.
3. Be wary of low-price traps and raise legal awareness
At present, most of the various types of fraud are well versed in people's ideas of "greedy for small and cheap" and "making a fortune", whether it is a low-cost recharge phone bill, or a classic fraud mode such as swiping orders, as long as you raise your awareness of prevention, keep a clear head, and believe that pie will not fall from the sky, you will not fall into the trap of fraud.
In addition, many people now participate in money laundering crimes by "running points" and other methods, and finally get sentenced for "aiding and abetting trust" for a little rebate payment.