Buying a car, buying a house, buying a treasury bond...... These reminders are coming from the near future!

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Car purchase reminder

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99 models participated!

This year, the new energy vehicle to the countryside activity was launched

　　Recently, the Ministry of Industry and Information Technology and other five departments jointly issued a notice to organize and carry out new energy vehicles to the countryside in 2024. The event will be held from May to December 2024, and 99 new energy vehicle models suitable for the rural market, with good reputation and reliable quality, will be selected to carry out centralized exhibitions, test rides and test drives to enrich the consumer experience and provide diversified choices. Organize charging and swapping services, financial services such as new energy vehicle underwriting, claims, and credit, as well as after-sales services such as maintenance, to go to the countryside to make up for the shortcomings of the supporting environment in rural areas. Implement support policies such as car trade-in, county-level charging and swapping facilities to make up for shortcomings, and direct "real money" discounts to consumers.

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Reminder to buy a house

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About personal housing loans, affordable housing

and other policy measures

　　The first is to set up a 300 billion yuan re-loan for affordable housing. Encourage and guide financial institutions to follow the principles of marketization and rule of law to support local state-owned enterprises to purchase completed and unsold commercial housing at a reasonable price for placement or rental affordable housing, which is expected to drive bank loans of 500 billion yuan. The second is to reduce the minimum down payment ratio of personal housing loans at the national level, adjusting the minimum down payment ratio for the first home from no less than 20% to no less than 15%, and the minimum down payment ratio for the second house from no less than 30% to not less than 25%; The third is to cancel the lower limit of the interest rate policy for personal housing loans at the national level. After the adjustment of the above-mentioned down payment ratio and mortgage interest rate policy, all localities can independently determine the minimum down payment ratio and the lower limit of the mortgage interest rate for the first and second homes in their jurisdiction, and the lower limit of the interest rate can no longer be set; Fourth, the interest rate of housing provident fund loans of various maturities was lowered by 0.25 percentage points. After the adjustment, the interest rate of the personal housing provident fund loan for the first house of more than five years is 2.85%, which can better meet the housing needs of the housing provident fund depositors.

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Reminder to buy Treasury bonds

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The Ministry of Finance announced the 2024 general treasury bonds,

Arrangement for the issuance of ultra-long-term special treasury bonds

　　On May 13, the Ministry of Finance announced the relevant arrangements for the issuance of general treasury bonds and ultra-long-term special treasury bonds in 2024. According to the arrangement, the maturity of ultra-long-term special treasury bonds includes 20 years, 30 years and 50 years, and the interest payment method is semi-annual. Among them, the 30-year term was first issued on May 17.

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Reminder of waste household appliances and furniture recycling

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These places in the county,

It will be more convenient to recycle old appliances and furniture in the future!

　　The two departments issued the "Notice on Improving the Recycling System of Renewable Resources and Supporting the Trade-in of Durable Consumer Goods such as Household Appliances", supporting the transformation and upgrading of service outlets such as household appliances and furniture recycling focusing on counties and townships, and smoothing the consumption cycle of household appliances renewal. Support the transformation and construction of county-level waste household appliances and furniture recycling, transfer, and distribution sites, and effectively improve the county's renewable resource agglomeration and transit capacity; Support commercial outlets such as township business centers to provide life services such as recycling of waste household appliances, distribution and maintenance of second-hand household appliances; Support waste household appliance recycling enterprises to equip renewable resource recovery vehicles, promote flexible mobile recycling models such as "car instead of library", unify service specifications, extend the recycling network, and realize the collection and delivery of waste household appliances.

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Patent certificate reminder

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From June 1,

Enabling the new version of the patent certificate!

　　The State Intellectual Property Office issued an announcement and decided to amend the patent certificate. For patents with the date of publication of the grant after June 1, 2024 (inclusive), the State Intellectual Property Office will issue a new version of the patent certificate. The new version of the patent certificate follows the vertical layout of A4 specifications, and optimizes and adjusts the layout of bibliographic items. The old and new versions of the patent certificate have the same legal effect. The State Intellectual Property Office does not provide the service of replacing the old version of the patent certificate that has been issued. For those who request to replace or correct a patent certificate in accordance with the provisions of Section 1.2 of Chapter 9 of Part V of the Patent Examination Guidelines, the CNIPA will issue a new version of the patent certificate after June 1, 2024 (inclusive).

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National Student Loan Alert

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The official app of "National Student Loan" is here,

You can do it all

　　A few days ago, the "National Student Loan" mobile client was officially launched. After downloading the "National Student Loan" client, students can complete the application for the national student loan undertaken by the China Development Bank, upload the contract attachments, inquire about the loan status, apply for the extension of the principal, and consult the business on the mobile phone. For example, students only need to pass the real-name authentication of the client to submit the renewal application and complete the online signing, and the whole process takes less than 3 minutes. After the university teacher enters the receipt, the entire application process will be completed, which is convenient and fast.

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Visa-free entry reminder

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Foreign tour groups that will come to China on a cruise ship from May 15

Visa-free entry is available

　　The National Immigration Administration has decided that from May 15, 2024, foreign tour groups (2 or more) who take a cruise ship and are received by domestic travel agencies can enter the country without a visa for a whole group stay of no more than 15 days from the cruise ports of 13 cities, including Tianjin, Dalian, Liaoning, Shanghai, Lianyungang in Jiangsu, Wenzhou and Zhoushan in Zhejiang, Xiamen in Fujian, Qingdao in Shandong, Guangzhou and Shenzhen in Guangdong, Beihai in Guangzhou, Haikou and Sanya in Hainan. The tour group must go to the next port with the same cruise ship until the cruise leaves the country, and the scope of activities is coastal provinces (autonomous regions and municipalities directly under the central government) and Beijing. At the same time, in order to support the development of cruise tourism, it was decided to add seven cruise ports in Dalian, Lianyungang, Wenzhou, Zhoushan, Guangzhou, Shenzhen, Beihai and other places to be applicable to China's transit visa-free policy, so as to facilitate foreign passengers who meet the conditions of China's transit visa-free policy to take cruise ships.

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Exam reminders

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Accounting Professional and Technical Qualification Examination

It will be open to foreign nationals from June

　　The Ministry of Finance recently issued a notice that from June 1, 2024, the accounting professional and technical qualification examination will be opened to foreign personnel who legally work and reside in China, and a unified examination system will be implemented with domestic candidates. Foreign personnel who meet the registration requirements for the accounting professional and technical qualification examination shall register in accordance with the principle of proximity and convenience. If you have a work unit in China, you should register at the place where your work unit is located; If you are a student in a domestic school, you should register in the place where you are registered; Other persons shall register at their place of residence within the territory. The accounting experience of foreign nationals abroad can be included in the number of years of accounting work.

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National standard reminder

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A number of important national standards were released

　　Recently, the State Administration for Market Regulation (National Standards Committee) approved the release of a number of important national standards, involving production and life, green and sustainable and other fields, these standards will play an important role in releasing consumption potential, accelerating the upgrading of manufacturing quality, ensuring gas safety, leading emerging industries and future industries, supporting green and low-carbon, and improving quality of life.

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Consumer Protection Reminders

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Be vigilant against the risk of "agency rights protection" in the financial sector

　　The State Administration of Financial Supervision and Administration issued a risk reminder for the protection of consumer rights and interests, reminding consumers: First, rationally choose appropriate products and services. Don't be tempted by "higher yields" and "full surrender" to buy or exchange products and services that exceed your risk tolerance to avoid unnecessary disputes. The second is to safeguard their own legitimate rights and interests in accordance with the law. When consumers have disputes with financial institutions due to the purchase of products or services, they should negotiate with financial institutions, apply for mediation with industry mediation organizations, report to the financial regulatory authorities, and file lawsuits with the people's courts. The third is to pay attention to the protection of personal information and property security. Consumers should properly keep their personal identity documents, bank cards, financial accounts, etc., and do not easily entrust others to handle relevant procedures on their behalf, so as to avoid illegal use, leakage, or sale of personal information, and avoid losses to personal property. If it is discovered that their lawful rights and interests have been infringed, they should preserve relevant evidence and promptly report the case to the public security organs.

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Request for Comment Alert

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It's about food safety!

Two management regulations are open for public comment!

　　The State Administration for Market Regulation has drafted the "Provisions on the Supervision and Administration of the Implementation of the Main Responsibility for Food Safety by Food Production and Operation Enterprises (Draft for Comments)" and the "Provisions on the Supervision and Administration of the Implementation of the Main Responsibility for Food Safety by Centralized Dining Units (Draft for Comments)", which are now open to the public for comments, and the deadline for feedback is June 12, 2024.

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