Buying a house this year and next year, is it "laughing" or "shedding tears"? Authoritative experts "one word to break"! Now the house is very important to a family, the Chinese seem to have a "buy a house" complex, as long as there is a chance to have economic strength, even if you borrow money or pool money will buy a house of your own. In the past ten years, although house prices have also fluctuated, they have shown an upward trend as a whole, and many people have made money by buying houses and achieved wealth freedom. As a necessity of life, the house is not only used to live, but also the starting point for young people's marriage and happy life, and the house also involves employment, hukou and other social welfare.
Since the state to regulate the property market, only in these few years, it has introduced thousands of regulatory policies, house prices have begun to fluctuate, many cities house prices are falling, in the last year, the impact on the real estate industry is very large, there are many housing enterprises are also directly because of financial difficulties and difficult crawling, many of which are hundreds of billions of companies, in this year Hebei large developer Huaxia Happiness also has financial problems, debts as high as more than 50 billion can not be repaid, and Taihe Group is also because of debt problems, into difficulties.
Now many people want to buy a house, but buy a house and afraid of falling house prices, do not buy a house and afraid of rising house prices, due to the high house prices, many people in order to solve the housing problem, had to choose to rent. However, buying a house can bring you various benefits, as well as a sense of belonging and security. Even if house prices are high now, people will still consider buying a house. Now, the price trend differentiation is more serious, the housing prices in first-tier cities are very high, and there are signs of rising in some areas; in third-, fourth- and fifth-tier cities, due to population loss, house surplus and other factors, house prices may fall.
So buying a house this year and next year, is it "laughing" or "shedding tears"? Authoritative experts "one word to break"! Now the property market has definitely changed, before the house price only rose and did not fall, buying a house is a stable business, now you go online to double, often see where the house is cheap again, where the house price has fallen, many community houses may be very cheap, but no one dares to buy. At this stage, if you buy the wrong house, then the result is a loss, some people may not believe, why buy a house will lose money?
Let's take an example, take the Ring Beijing area, the peak of house prices is from 2016 to 2017, the house price rose to 40,000 yuan per square meter, and as a result, from 2018, the implementation of purchase restrictions and restrictions, your house must be 5 years old to sell. As a result, the house in the hands of speculators could not be sold, and they encountered a decline in house prices, and the house price fell from 40,000 yuan to 16,000 yuan per square meter for a time. Authoritative experts pointed out that now there is a surplus of houses, the average number of residents has reached 1.6 sets, and the vacancy rate has reached more than 20%, which is obviously beyond the reasonable level, 30% of china's families have 2 houses, 10% of families have 3 houses.
Now the situation of excess houses, in addition to the prevalence of the third, fourth and fifth lines, the first and second tier cities also exist, but due to the high degree of economic development, the large number of foreign populations, coupled with many houses are in the hands of speculators, relatively speaking, the house price is relatively high, and it is not easy to fall. Now it is difficult to boost housing prices in third-, fourth- and fifth-tier cities, coupled with the existence of a large number of second-hand houses, many owners continue to reduce the listing price in order to sell their houses, take Chongqing as an example, in 2019, there were only 40,000 sets of second-hand houses listed, and now there are more than 200,000 sets.
Authoritative experts pointed out that in the next few years, the probability of house prices falling will be relatively large, and there is also a high probability of pricelessness, that is, house prices are still very high, but due to the serious surplus of houses, houses cannot be sold. In the future, house prices in urban areas of big cities will be more expensive and not easy to fall; suburban houses are seriously surplus, and the possibility of house prices falling is very large. Now buy a house should also pay attention to skills, buy the right city house prices are still rising, buy the wrong city, may step on the big pit.