With the post-60s and post-70s slowly withdrawing from the social stage, the post-80s dominate, and the post-90s begin to show their strength, and various situations are also changing.
In the past, people were very thrifty and thrifty, here reluctant to spend money, there reluctant to spend money, but today's young people are different, not only can go shopping outside to buy things, at home can also use mobile phone shopping, which also leads to a lot of young people difficult to save money.
According to Nielsen's "China Youth Debt Status Report", we can see that 86.6% of young people aged 18 to 29 are using credit products, which means that only 13.4% of young people have zero debt, most of which are in debt, not to mention the problem of saving money, which also confirms the current situation of most young people today.
So why are young people now unwilling to save money or can not save money, mainly vanity and non-survival of the desire to blame, in the absence of really surrounded by the danger of survival, he can never restrain vanity and desire, that is, for the so-called face, even if you save money will feel very humiliating, take the following girl to talk about it:
The girl is 25 years old, 21 years old from college, after graduation went to work in a first-tier city, very smoothly found a company, the company's overall treatment is not bad, package food and housing, the first year of salary to more than seven thousand, and the average salary in the next few years reached about fifteen thousand, now has been working for four years, the deposit around there are also four hundred thousand.
From here, it can also be seen that this girl is very economical, the usual expenses should be very small and small, and there is no need to rent a house, the money every month can basically be saved, the first year of saving sixty thousand is no problem, the next three years average annual savings of 120,000, that is, just more than 420,000.
Originally, this was something that made many young people envious, but this girl was not happy and felt very humiliated, for the following reasons:
The first reason is that these four hundred thousand can not afford to buy a house in the big city, the houses in the first-tier big cities are basically tens of millions, and the four hundred thousand that they have saved can only be fur, and according to this deposit rate, it will take 20 forty years, that is, a full eighty years, which is obviously an unlikely thing!
The second reason is that usually do not dare to buy bags, new clothes, a piece of clothing to wear for a long time, even skin care products are not very good, but when this girl sees the brand-name clothes worn by other girls in her company, brand-name bags, and particularly good skin care products, it is inevitable that she will not be inferior, which is one of the reasons why this girl feels very humiliated!
The third reason is that I dare not go out to dinner, usually in the company to eat on the matter, because the dinner is definitely a need to spend money, basically are AA system, and in the big city outside to eat a meal is particularly expensive, so this little girl does not want to go, which also leads to the general relationship in the company, feel that there is no real friend.
From the above three reasons, it can be seen that this girl is indeed very thrifty, otherwise how can she save four hundred thousand in these four years.
As for the little girl who feels humiliated, the author personally feels that there is no need at all, although it is said that money is something outside the body, life does not bring, death does not bring, there is timely fun in life, but as a young person, we should understand that if you have enough houses, enough money to treat your parents when they are sick, can leave enough living expenses and education investment for children or future children, and there are some unexpected situations when the cost of living expenses pension costs, etc., there is still surplus money, then I suggest you spend more, It is recommended that you use all kinds of luxury goods for all kinds of good things.