The China Insurance Research Institute of Automotive Technology and Research released the latest issue of the China Insurance Automobile Safety Index today (May 11), which is also the last evaluation result according to the 2020 version of the regulations. In terms of crashworthiness and maintenance economy, the Hongqi HS7 is the only model that has received a poor evaluation. Within this year, the China Insurance Research Institute will launch special evaluation procedures for new energy vehicles to promote the solution of problems such as high insurance premiums for new energy vehicles.
The latest evaluation results of China Insurance Automobile Safety Index/provided by China Insurance Research Institute
The latest edition of the China Insurance Automobile Safety Index covers a total of 10 models, including 4 sedans, 5 SUVs, and 1 pickup truck. In terms of crashworthiness and maintenance economy, FAW-Volkswagen ID.7 models received good evaluations, 8 models including AVATR 12, Ford Ranger and Honda Accord received general evaluations, and Hongqi HS7 received poor evaluations.
Wang Rui, director of China Automotive Engineering Research Institute Co., Ltd., introduced that the 10 models released this time did not have airbag detonation in the frontal low-speed structural crash test, and the overall evaluation of occupants and auxiliary safety in the car is good. Five of the 10 models released this time are new energy vehicles, and the collision safety results of new energy vehicles are comparable to those of fuel vehicles, and the results of the occupant safety index in the car are excellent, and the auxiliary safety of new energy vehicles is better than that of fuel vehicles.
2020 version of the evaluation model (75 models) crashworthiness and maintenance economy The results of the evaluation items are distributed / provided by the China Insurance Research Institute
Since October 2021, the 2020 version of the China Insurance Vehicle Safety Index has released a total of 75 model evaluation results to the whole society, and the overall evaluation results have improved significantly compared with the 2017 version.
Fang Zhongyou, an auto insurance expert in the insurance field and chairman of the safety index, said that the safety performance has been greatly improved, the false alarm rate of airbags has dropped from 25% in the 2017 version to 12%, the excellent safety rate of people in the car has increased from 58% to 93%, and in terms of crashworthiness and maintenance economy, the evaluation of excellent and good models has increased from 13% to 22%. For example, in terms of crashworthiness and maintenance economy, 26.7% of models with good domestic brands and 17.8% of joint venture brands are among the models tested in the 2020 version of the 2020 version of the models.
Overview of the 2023 evaluation models according to the 2020 version of the regulations/provided by the China Insurance Research Institute
China Insurance Automobile Safety Index Test and Evaluation Regulations (2023 Edition)/China Insurance Research Institute
In the future, the China Insurance Vehicle Safety Index will be evaluated in accordance with the 2023 version of the regulations. Xie Baolin, secretary general of the safety index expert committee, said that this version of the regulations combines the current development trend of automobile electrification and intelligent technology. In the 2023 version of the regulations, in the sub-index of crashworthiness and maintenance economy and pedestrian safety, the evaluation dimension of active safety technology for the reduction of the accident rate is added to the original evaluation of collision loss, so as to realize the integrated evaluation of the size of the loss and the probability of accidents. The vehicle-to-vehicle frontal offset collision condition has been added to the in-vehicle occupant safety sub-index to improve the consistency between the test condition and the actual traffic accident.
The vehicle auxiliary safety sub-index not only expands and tightens the test conditions of vehicle auxiliary safety performance, but also adds the evaluation scenario of passenger car rear-end truck with a high incidence of actual road traffic accidents in mainland China. In particular, it should be pointed out here that in the low-speed crash assessment, the 2023 version and the international RCAR organization have launched the low-speed AEB assessment simultaneously, and the introduction of this evaluation scenario fills the gap in China's low-speed AEB assessment. In addition, the 2023 version has added a large number of protection scenarios for vulnerable groups such as children, pedestrians, and e-bikes, regardless of whether it is a low-speed scenario or a medium-high speed scenario.
At present, the penetration rate of new energy vehicles continues to increase, and the outstanding problems of high premiums, high insurance rates and high loss ratios of new energy vehicle insurance still exist. The Automotive Technology Research Institute of China Insurance Research Institute has combined more than 40 units from insurance, automobile and related fields to promote research, and strive to launch special evaluation procedures for new energy vehicles in 2024.
Xie Baolin said that the China Insurance Research Institute will evaluate the safety of batteries and the maintenance economy of batteries. In terms of safety, whether the battery will catch fire after a major traffic accident and what protection is there; In terms of maintenance economy, it is how to repair the battery, where to repair it, and what is its maintenance standard? This is also a pain point in the insurance industry. It is hoped that through this evaluation, the future battery rules will be more transparent, and China's testing standards can be established, which will promote the reduction of car costs.
Reporter Zhao Mingcong, Editor Sun Yuan, Editor-in-Chief Cheng Yan