As the founder of Alibaba Group, Ma Yun's influence and ability are beyond doubt. After many failures, he finally created the era of e-commerce and created a well-known business empire - Alibaba Group, which has two major gold industries, Alipay and Taobao. But at this enviable moment, he chose to retreat from the rapids. And there is also news that he directly cashed out Ali's shares before, worth 43 billion yuan. His move has triggered speculation from everyone: is Ma Yun's position not optimistic about Ali's prospects? If Alipay collapses, can we still take out the money in the balance treasure?
Ma Yun's retirement
As early as 2016, there has been news about Ma Yun's retirement. If Ma Yun really started retirement arrangements from 2016 until he successfully retired in 2021, he may cash out 42 billion Ali shares. After all, after Ant Group's listing in Hong Kong in 2019, its stock price has risen all the way. And it is said that when it was listed, Ma Yun occupied 6% of the group's shares, but by 2020, his share would drop to 4.8%, a difference of 1.2%. Don't underestimate this 1.2 percentage points, combined with Alibaba's current single share value, then the total value can be imagined.
Now that Jack Ma has left Ant Group, who can support Alibaba today? Does Ma Yun's move mean that he is not optimistic about the prospects of Ant Group? These problems are undoubtedly being discussed.
About Alipay
Nowadays, Alipay has become one of the mainstream payment methods in society. With the rapid development of e-commerce platforms in recent years, Alipay has become one of the transaction methods of many merchants. And Alipay can be said to occupy a large part of the mobile payment cake.
And Alipay belongs to the earliest online payment platform, which appeared earlier than WeChat. In the earliest days, along with the travel of Taobao, Alipay was also well known. Not only does it make our lives simple, but for its safety, everyone doesn't actually need to worry too much.
First of all, not to mention that Alipay's financial transactions are now regulated by the state. Moreover, many wealth management products on Alipay do not belong to Alipay itself. We put the deposit into Alipay, in fact, it is equivalent to you going to the bank to buy wealth management products, Alipay only plays a role in transmission. In addition, the capital power behind Alipay cannot be underestimated. Finally, after several years of development and reform, Alipay can already be said to have a high degree of security. So, we don't have to worry too much.
Can the balance treasure be withdrawn after the collapse of Alipay
On the question "If Alipay goes out of business, can the cash in the balance treasure be withdrawn?" "You don't need to worry too much about this. First of all, we must understand that the money we have in the balance treasure is not in Alipay, but in the wealth management company. Moreover, when we buy wealth management products, we have signed a risk liability agreement, so in the end, we will only bear the responsibility ourselves, which is like buying and selling stocks. And judging from Alipay's current user volume and development scale, it will not easily go out of business.
If Alipay really can't last, then the financial management company is still there, and our money can still be recovered. After all, Alipay only acts as an intermediary, and will not have any impact on our deposits, nor does it have the right to use our deposits. This is also one of the reasons why everyone believes in Alipay and is willing to use it.
summary
Wealth management is risky, and investment needs to be cautious. No matter what kind of financial management methods are risky, we need to carefully identify ourselves, choose a more appropriate financial management method, do not blindly choose, resulting in monetary losses.