The first picture belongs to the Industrial and Commercial Bank of China, and the second picture belongs to the Baoding Local Bank. Today, I went to reverse the time deposit and found that the interest rate of ICBC deposits was lowered. But the fund interest rate is quite a lot, a year
author:The wild sand blows to the beginning to the gold
The first picture belongs to the Industrial and Commercial Bank of China, and the second picture belongs to the Baoding Local Bank.
Today, I went to reverse the time deposit and found that the interest rate of ICBC deposits was lowered.
However, there are many fund interest rates, one with an annual interest rate of 27.89%, and the other with an annual interest rate of 85.7%.
The short-term interest rate of wealth management products (90 days or 120 days) exceeds the annual interest rate of deposits.
There is also an insurance product, the interest rate is higher than the deposit rate.
Is this an encouragement for everyone to put their money into funds and wealth management or insurance forms?
Qin Yanling/Watchmaking Securities Times reporter Qin Yanling In the first quarter of this year, many banking financial institutions suffered a decline in revenue and net profit, and the reason for this is that the decline in net interest margin is still the main profit drag. ...
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