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In recent years, the domestic economy has developed rapidly, and the lives of ordinary people have also been greatly improved, and more and more people can afford to drive luxury cars. However, the car is not a one-way consumer activity, although the money to buy a car has spent a lot of money, but the expenditure on car maintenance is greater than the expenditure on buying a car. So many people want to know more, if you want to buy a luxury car, how much does the monthly salary cost at least?
Xiao Zhang works in an electronics factory, because of his excellent performance and long working hours, so he has now become a small leader, with an annual salary of about 100,000. Xiao Zhang has always liked BMW cars very much, and he feels that BMW cars are first-line luxury cars in China, and there must be face when driving out. And the price of bmw three series is not particularly expensive, with their own monthly salary to calculate, raising a BMW three series is more than enough.
He went to the store to test drive it, and felt that the performance of the vehicle was indeed better than that of hundreds of thousands of cars, so he borrowed 200,000 yuan to buy a BMW 320li. At first, Xiao Zhang was very excited, often driving this car to show off with friends, but after driving for half a year, Xiao Zhang felt a lot of pressure to keep a car and was unwilling to continue to drive this car out.
Xiao Zhang said that he was too whimsical and felt that there was no pressure to raise a BMW with an annual salary of 100,000 yuan and 300,000, but in fact, the expenditure on car maintenance was much greater than the pressure of buying a car. Now I have to pay off more than 5,000 car loans every month, and I have to spend money on maintenance every month, etc. Before, my previous dashing life has long been away from me.
How much does it cost at least a month to own a BMW?
Car maintenance is a continuous process, after buying a car to maintain a car. BMW is also a luxury car, the general luxury car is recommended to add No. 95, gasoline is now so expensive gasoline, the price of No. 95 gasoline has risen to nearly 8 yuan, and it takes at least four or five hundred to add oil. Even if you add oil three times a month, the oil bill will be 1200 to 1500 yuan.
In addition, when buying insurance for a new car in the first year, the average owner will buy a full insurance for himself. The first is because I don't know much about car insurance, I don't know which type of insurance I will use in the process of using the car, in case I don't buy that insurance because I can't compensate, my loss will become larger.
The second reason is that they are not very confident in their driving skills, especially novice drivers who have just obtained a driver's license, and their driving skills are not skilled, in case of a traffic accident on the road and the car is damaged, insurance is also a kind of protection. The cost of more than 300,000 car insurance is at least 6,000 yuan, and if it is insured within a year, the premium will rise in the next year.
The third cost of the car maintenance process is the car maintenance, every once in a while to do a small maintenance, a time to get seven or eight hundred yuan, three months or half a year after a deep maintenance, a cost of at least two or three thousand yuan.
Before buying a car, Xiao Zhang swore that he would earn six or seven thousand a month, and there would be no pressure to raise a BMW iii. But after he paid off his car loan every month, the money left was only enough to add fuel. The savings I had saved before were now taken out to raise cars. Xiao Zhang very much regretted that he impulsively bought a luxury car at that time, if he bought an ordinary car for 100,000 yuan, his pressure would not be so great now.
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