The newly released new energy exclusive car insurance has finally separated the insurance coverage of new energy vehicles from fuel vehicles, and has also added a variety of insurance items that are more suitable for new energy vehicles. This is undoubtedly a happy thing for the small partner who drives a new energy vehicle, but the Tesla owner is not happy at all...
In addition to the frequency and loss rate of insurance that have the greatest impact on premiums, new energy vehicle brands are too unpopular and the price of vehicles is too high, which will also increase the price of new energy exclusive car insurance.
After all, the new energy vehicle brand is different from the traditional fuel vehicle companies that have a history of hundreds of years at every turn, and many of them are new and new to the automotive circle.
Originally, the maintenance price of new energy electric vehicles is not low, coupled with the imperfect after-sales of these unpopular brands, such as few maintenance points and difficult to find accessories, which will increase the compensation cost of insurance companies, and the premium will naturally rise again.
However, new energy vehicles sell more and more every year, and the premium impact caused by after-sales problems will certainly become smaller and smaller. Therefore, as long as everyone drives carefully every day, the number of insurance accidents in a year is not too outrageous, and it is only a matter of time before the level of new energy exclusive car insurance is reduced and the level of fuel vehicle insurance is reduced
(Text/Cyre)