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BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

For the fiercely competitive compact SUV market, BYD, as the leader in new energy vehicles, naturally will not miss this hot sales field, and launched the Song PLUS EV, a pure electric SUV. Relying on BYD's excellent product strength and good reputation accumulated over the years, the sales of this car have been good, of course, many consumers will care about the cost of car maintenance behind it, especially after the recent release of new energy vehicle exclusive insurance, many friends who want to buy a car are worried that the cost of car insurance will increase significantly. In order to solve this concern, we will investigate the maintenance costs, insurance costs and electricity costs of the Song PLUS EV today to see what changes in the car cost of the BYD Song PLUS EV after the premium adjustment.

Insurance costs

BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

Recently, the insurance cost of many pure electric cars has risen more or less, and many friends who pay attention to BYD Song PLUS EV are also more worried about their premiums. In response to this problem, we synthesized the feedback from car owners, and went to the 4S store to ask the renewal personnel to learn that before the launch of the new energy vehicle exclusive insurance, the insurance cost of the hot-selling model of Song PLUS EV "2021 EV Flagship" in the first year after purchasing the car was about 5200 yuan, and the average annual cost of about 4091 yuan was about 4091 yuan if the discount was included.

BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

However, if you buy the same new car now, the insurance cost required for the first year is about 5895 yuan, of which the commercial insurance includes 1 million three liabilities of about 1630 yuan, the car damage insurance is about 2491 yuan and the deductible is about 824 yuan, and the annual compulsory insurance of 950 yuan is also required. According to the renewal personnel, after the quality of the three electricity, spontaneous combustion and other conditions were included in the insurance coverage, the main reason was the increase in the cost of the two types of insurance, such as car damage insurance and non-deductible. However, if the vehicle is not insured in subsequent use, the premium will have a preferential treatment of decreasing year by year (calculated by 20% off the second year of the standard premium and 30% off in the third year), so in fact, the total cost of the three-year insurance cost of Song PLUS EV should be 13912 yuan, and the average annual premium is about 4637 yuan. Compared with the previous insurance price, Song PLUS EV is now about 695 yuan more expensive in the first year, and the average annual premium is about 546 yuan, an increase of about 12%.

Maintenance costs

BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

BYD Song PLUS EV as a pure electric car, in the car after 3 months or 5000 kilometers (to the first to come), the first guarantee of the project is to replace the air conditioning filter and the three electric system, chassis and other routine inspection, the follow-up maintenance cycle of 12 months or 20,000 kilometers, follow-up maintenance in addition to routine inspection, but also involves the replacement of some accessories. Suppose we calculate according to the three years of 60,000 kilometers of driving mileage, then in these three years, in addition to every 20,000 kilometers to carry out a small maintenance, almost cost 278 yuan; in addition, when driving to 40,000 kilometers, but also pay attention to the replacement of transmission oil and spark plugs, the cost is about 730 yuan; and finally to 60,000 kilometers to replace the antifreeze of the big maintenance, the cost is relatively high, should be about 767 yuan.

Therefore, it is estimated that the total maintenance cost of Song PLUS EV in the first three years is about 1853 yuan, and the average annual only needs about 618 yuan. Overall, the maintenance cost of Song PLUS EV is quite cheap in the same class of cars, although each maintenance of the chassis and other routine inspections need to charge a fee of 200 yuan, but the annual maintenance cycle and fewer parts replacement items have reduced the total maintenance cost to a certain extent.

Electricity

BYD Song PLUS EV: Insurance up 12% to catch up on one-year maintenance costs?

From the official information, bydir Song PLUS EV pure electric mileage of 505 kilometers, from the feedback of the owner of the information, Song PLUS EV actually pure electric mileage of about 500 kilometers, and the official results are not much different. According to our survey, the actual 100 km power consumption of this car is about 14.5kWh, if it has its own charging pile, then according to the household electricity consumption of about 0.56 yuan / kWh, Song PLUS EV driving 100 km of electricity cost is almost 8.12 yuan. We calculate that the family car can travel 20,000 kilometers per year, then the annual electricity bill of this car should be about 1624 yuan, an average of about 135 yuan per month. Electricity charges of more than 100 yuan per month are very cheap for pure electric cars, even if they go to the more expensive public charging piles outside to charge, I believe that the electricity cost of Song PLUS EV is less than the fraction of the fuel cost of the same level of fuel vehicles.

summary

The insurance costs, maintenance costs and electricity costs we calculated above can be calculated that the annual cost of byBYD Song PLUS EV is about 6879 yuan, which is 573 yuan per month. After the new regulations were launched, the premium of Song PLUS EV rose by 12%, spending about 546 yuan more per year, and the increase was close to the maintenance cost of this car for one year, which made many users also begin to rethink the choice of buying a tram. However, fortunately, Song PLUS EV is very cost-effective in terms of electricity costs, as long as it is in the early 100 yuan per month, it is an excellent level in the same level of cars, which to a certain extent reduces the overall cost of Song PLUS EV.

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