The advent of the Internet era makes people's lives more convenient, WeChat and Alipay consumption has become the most popular way nowadays, not only young people like to use, uncles and aunts are also accustomed to WeChat and Alipay consumption, simple operation, for people with low cultural level is also very friendly. In the past, it was easy to lose cash when going out, paper money was easy to break, and shopping for change trouble has been greatly improved.
▲Mobile payment
WeChat and Alipay payment also have certain shortcomings, and now the state has implemented a new payment method to make up for the shortcomings of WeChat and Alipay. Just recently, the latest news said that the digital yuan APP released by the central bank has been launched and can be downloaded on many app stores. Now it belongs to the pilot stage, there is no comprehensive promotion, and there are already 28 cities in the north, upper, guangzhou and shenzhen in the country. It is expected to be promoted and used in a large area across the country next year, and online payment will usher in a new era.
▲Digital yuan
Meituan, JD.com and other platforms took the lead in supporting
As a leader in selling platforms at home and abroad, Meituan has a large number of users, and the daily transaction volume is tens of millions. In this way, the amount of online payment will also be as high as hundreds of millions of yuan. As an online shopping platform, Jingdong has no large number of users as Taobao, but its product quality is much higher than that of Taobao, and Jingdong does not support Alipay transactions for the time being. As soon as the digital yuan was launched, these two major platforms opened digital yuan payment channels. Subsequently, Platforms such as Bilibili, Didi, and Ctrip also opened digital RMB payment channels.
▲JD.com
Where the digital yuan came into being
Now WeChat and Alipay are the main forms of payment for everyone, as long as you scan the code to quickly pay, but they all have a prerequisite, that is, the payer must have a network, in the network signal is poor place can not complete the payment. Digital currencies circumvent this drawback before they are issued, without the need for a network, and both sides can be offline, just like a bus card, which is very convenient. WeChat and Alipay are the company's profitable products, although the company's strength is strong, there will be no problems easily, but the protection is not 100%. Digital currency is promoted by the state, with the state as a backer, and security is guaranteed. Now WeChat and Alipay have to charge a certain fee for withdrawal, which has also become an obstacle for people to use, and digital currency is like cash, which does not require a handling fee. As a large trade exporter, China's current trading method is dominated by us dollars, if the digital currency is coming, then we can carry out international trade in the form of RMB.
▲Digital currency development
Adapt to the development of the times
Society is constantly progressing, and there are more and more emerging things, and we should follow the tide of the times in order not to be left behind by the times. At the time of the implementation of digital currency, Wang Xing, Liu Qiangdong and other "big guys" have actively opened digital currency payment methods on their platforms. The emergence of digital currencies will definitely impact the use of WeChat and Alipay. Ma Huateng has accepted the arrival of new things, and in the digital currency research stage, Tencent has participated in many links. Ma Yun should also conform to the development of the times, change his business strategy, and accept the form of digital currency payment.
▲Rmb numbers
Conclusion
The speed of social development represents the strength of the country, and China's development in the field of science and technology is becoming more and more powerful. The issuance of digital currency may encounter some difficulties, after all, most people are now accustomed to the way WeChat and Alipay pay. The concept needs to change a little bit, and as digital currencies continue to improve, people will slowly adapt to this new thing. This year's Winter Olympics is a good time to pilot promotion, and digital currency will make people's lives more convenient.