Since the beginning of this year, the regulation of the property market has been increasing, according to statistics, as of September, the number of regulations in the national property market has reached 482 times. Especially in the second half of the year, the property market regulation and control was further tightened, the number of property market regulations in July reached 66 times, the number of property market regulations in August reached 68 times, the number of property market regulations in September reached 62 times, and the number of property market regulations in a single month in the second half of the year was basically much higher than that in the first half of the year.
In this situation, the national property market began to show signs of cooling. According to the latest relevant data released by the National Bureau of Statistics, in September this year, the sales price index of new homes in 70 large and medium-sized cities fell by 0.1% month-on-month, and the sales price index of second-hand houses fell by 0.2% month-on-month. This is the first time in 6 years that house prices in 70 large and medium-sized cities have turned down. At the same time, according to the "September National Housing Index Report" released by 58 Cities and Settlers, among the 10 cities that have implemented the guidance price of second-hand houses, the average price of second-hand houses listed in 4 cities has shown a downward trend from the previous month.
It can be seen that many cities are currently experiencing housing price reductions. At the same time, the property market in many places is also experiencing a cold transaction volume.
<h1 class="pgc-h-arrow-right" data-track="4" > the property market transaction volume in many places has been cold, and the "golden nine silver ten" has been eclipsed</h1>
According to the custom, the "Golden Nine Silver Ten" is recognized as the peak of sales in the property market. However, this year's "Golden Nine Silver Ten" is insufficient.
According to statistics, Shanghai traded a total of 12,000 sets of second-hand houses in September, down 33% month-on-month and 61% year-on-year, and the transaction level almost fell to the bottom level in recent years. It can be seen that the decrease in listing caused by the "verification price" and the increase in the down payment caused by the "low three prices" have played a significant cooling effect on the market.
At the same time, according to data, as of October 26, the transaction volume of second-hand houses in Beijing in October was 7081 sets, and according to industry forecasts, the overall transaction volume of second-hand houses in Beijing in October will fall below 10,000 sets, setting a new monthly low this year. According to industry analysts, the tightening of housing loans is the main reason for the decline in transaction volume, in addition, beijing second-hand house prices have risen this year, and after reaching a high level, it is bound to form a certain inhibitory effect on the overall sales volume, which is also another reason for the decline in the transaction volume of second-hand houses in Beijing.
According to the relevant information of the Housing and Urban-Rural Development Bureau, the transaction volume of second-hand houses in Shenzhen in September was only 1766 sets, which has been a continuous decline for a year, compared with the peak period last year, the transaction volume fell by 82%. I have to say that the power of Shenzhen's "second-hand housing guidance price" is indeed very large, coupled with a recent large, so that many buyers' wait-and-see mood is even higher, which inevitably the transaction volume continues to be cold.
In addition, as a new first-tier city, Hangzhou, in March this year, the transaction volume of second-hand houses was 9038 sets, and since then it has fallen for Six consecutive months, and the transaction volume of second-hand houses in September was 2977 sets, down 26.4% month-on-month and 59.3% year-on-year. This is because Hangzhou's purchase restriction policy continues to tighten, the settlement threshold is raised, and the restriction on sales is strict, which increases the difficulty of obtaining Hangzhou's "house tickets" and changing houses, compressing the market demand for house purchases; the increase in the vat exemption period has increased the cost of housing transactions, and under the joint action of multiple policies, the second-hand housing market in Hangzhou has cooled down significantly.
It can be seen that under the situation of the continuous upgrading of the regulation and control of the property market, whether it is a first-tier city or a new first-tier city, as long as the property market is overheated, it is difficult to escape the fate of the cooling of the property market.
<h1 class="pgc-h-arrow-right" data-track="11" > can you still buy a house this year? </h1>
Through the above data, it can be clearly found that the property market in 2021 can be said to have entered the winter early. At the same time, according to Zhang Bo, president of the branch of the 58 Housing Research Institute, it is expected that under the premise of unchanged regulatory policies, the property market will maintain a cooling trend in the fourth quarter, and in the context of relatively stable transaction prices, the reduction in transaction volume is still a major trend. In this case, can I still buy a house this year?
In An An's view, for buyers who just need to buy, if they encounter high-quality properties and have sufficient funds on hand, it is still recommended to buy as soon as possible. You know, the current property market has gradually stabilized, the phenomenon of big rise and fall is unlikely to appear, so for the self-occupied just need, step on the rhythm can enter.
At the same time, there are data showing that the target of the first three quarters of this year's large-scale housing enterprises is less than 70%, so in order to complete the target sales, as soon as possible to withdraw funds, the next four quarters of some developers may give a greater preferential range, especially at the end of the year, the developer's preferential price will not be hidden, will be more direct local price reduction, this time is also suitable for buyers just need to pick up leaks.
But for investors, it is recommended to wait and see, now is not a good time to invest. And as the financial attributes of real estate taxes are decreasing, housing is also returning to residential attributes, and the speculative ideas of investors are no longer desirable, so investors should still close in time.
All in all, in the case of increasing regulation of the property market, the national house price will gradually stabilize, which will be a big positive for buyers who just need it. In the current situation that the "golden nine silver ten" of the property market has been eclipsed, it is recommended that buyers who just need to buy a house may be able to see the right time to get on the bus at the end of the year.
What do you think about the "Golden Nine Silver Ten" of this year's property market? Do you think the end of this year is a good time to buy a house? Welcome to leave a message below.