200,000 3-year large-amount certificates of deposit, but the original interest of more than 20,000 yuan has become 1,000, and I still owe the bank 6,000, what is going on?
Here's what happened:
Aunt Xu saved 200,000 yuan in the bank for 3 years, and she can get more than 20,000 yuan of interest after expiration.
The 200,000 yuan was originally intended to be used for her son's marriage, and it was deposited in the bank for just two years, and her son was going to buy a house and get married.
Aunt Xu listened to the teller's suggestion, and she needed a mobile phone to operate this small loan, but she couldn't, so she gave the mobile phone to the bank staff to help operate, and at the end of the operation, it was immediately displayed that 170,000 yuan had been received, which made her very happy.
It didn't take long for her to receive a text message prompting that she needed to repay 7,000 interest, and she was frightened, because when she ran this business before, the interest was not high, so she quickly borrowed 170,000 from relatives and friends, thinking about repaying the bank's 170,000.
As a result, when she came to the bank counter to check, the teller said that the interest on her 200,000 large certificates of deposit was only 1,000, and she had to pay the bank 6,000 yuan in interest. The person in charge of the bank said that it was her own mobile phone operation, Aunt Xu explained that she would not operate, it was the bank staff who helped her operate, the person in charge of the bank said that there was no way, Aunt Xu asked to see the salesman who handled the business for her before, the person in charge of the bank was to shirk at the beginning, let Aunt Xu not make trouble, and finally Aunt Xu said that if she did not let her see the salesman, she would call the police, the person in charge of the bank may be afraid that things would make a big fuss, so she found the salesman, fortunately, the salesman was quite honest, she admitted that it was her own operation error, and mistakenly converted Aunt Xu's 200,000 large-amount deposit certificate into a current account, and promised that after the deposit expired, three years of large fixed interest, she personally made up for Aunt Xu.
This matter will be negotiated and dealt with in this way first.
What is worth our attention and concern is that if after a year, this salesman leaves, what will the bank do about it?
Through this incident, it warns us: no matter where you go, handle any business, you must carefully understand clearly, do not give your mobile phone to anyone, especially to go to the bank to deposit money and handle other business, or to buy insurance company products, you must understand the details and content, otherwise, as soon as you enter the pit, it will be over, I also have an insurance policy that was tricked into the pit by acquaintances, and by the way, remind everyone that it is often acquaintances who deceive you.
#以书之名#