<h1 class="pgc-h-arrow-right" data-track="2" > (i) Throw the gun</h1>
In the army, the soldiers and their guns are accompanied day and night, and on the battlefield, the gun is the life of the soldier, the gun is in the person, the gun destroys the person. Outside of the army, every industry also has its own guys to eat, and a few days ago, an interesting thing happened, a huge bank, even lost the guys who ate themselves...
On Friday, the Qilu Evening News published an announcement that "hengfeng bank liaocheng branch has lost its financial license." At first, there seemed to be nothing wrong with this announcement, and who would not make mistakes and who would not throw things away.
But what is a "financial license" and what does it do? Why spend tens of thousands of dollars to advertise in the media?
Thanks to the network, especially after repeatedly reading the "Measures for the Administration of Banking and Insurance Institution Licenses" implemented by the China Banking and Insurance Regulatory Commission on July 1, 2021, in fact, this "financial license" is roughly like this:
(Image from the Internet)
In fact, in layman's terms, with this "financial license" (of course, there are a series of other preconditions and approvals), banks can be called banks, and banks can handle various financial businesses, such as absorbing deposits from the public. Therefore, the "financial license" is similar to the "gun" of the soldier, and the essence is the guy who eats at the bank.
For example, a few days ago, the Shanghai Banking and Insurance Regulatory Bureau issued an announcement against the so-called "Red Flag Bank" on the Internet
2. "Hongqi Bank Shanghai Branch" is an illegal financial institution without obtaining a financial business license. Please don't be deceived!
The second article points out that the so-called "Red Flag Bank" has not obtained a financial business license, that is to say, the institution has not obtained the above "financial license" at all.
On the other hand, the regulator's issuance of "financial licenses" for newly opened banks is also a reserved program at the opening ceremony.
If the above picture is not clear, you can casually find a nearby bank to see if this "financial license" is hung in a prominent position at the bank branch. According to Article 14 of the Measures for the Administration of Licenses of Banking and Insurance Institutions, "banking and insurance institutions shall publicize the original license in a conspicuous position on the business premises." ”
The problem is here, an important license that needs to be publicized in a prominent position on the business premises is a "guy who eats" for Hengfeng Bank Liaocheng Branch. What can the internal management of the bank look like to make such a flaw?
Similarly, according to Article 18 of the Measures for the Administration of Licenses of Banking and Insurance Institutions, it is estimated that hengfeng Bank Liaocheng Branch may also be punished by the regulator, hoping to increase the bank's mark.