It is said that "the economic base determines the superstructure", and when we really enter marriage and take on the responsibility of supporting the family, we understand the importance of family income.
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Especially after having a second child, the pressure suddenly rose a lot. In the face of two "money crushers", the pressure is not something that ordinary people can afford -
The "Household Income Ten Levels Table" is out, what level are you in?
Above is a table of "ten levels of household income", from which someone analyzed the following conclusions:
1. Based on the fourth level (annual income of 80,000 to 150,000), below this level is still in the "poverty stage", more than that is considered "poverty alleviation", basically can reach the well-off or even the middle and high class.
2. According to the current cost of childcare, if you do not want to reduce the quality of life, raising a child should reach the fifth level (annual income of 150,000 to 800,000), and the second child needs to reach the sixth level (annual income of 80 to 1 million).
Especially in first- and second-tier cities, the cost of living of families, childcare costs plus pensions, etc., the above two levels seem to be easier to raise children; but if it is a third- and fourth-tier city, the cost of living is lower, and there may still be room for decline in the level.
Is this really the case, if you want to raise a second child easily, you have an annual income of more than 800,000?
How expensive is it to raise a child?
For today's young parents, housing prices and childcare costs are probably two big mountains in the heart, and most ordinary people's current annual income may still be in the "poor" or "well-off" level.
I have seen a set of data before, according to the first three quarters of the mainland financial statistics report:
Mainland residents now have a total deposit of about 10.072 billion yuan, and the per capita deposit is about 71,300 yuan, if there are 3 people in a family, then the family's deposit amount must reach 214,000 yuan to reach the standard.
And how high is the real cost of childcare?
According to the relevant data of the "China Fertility Cost Report 2022 Edition", the cost of raising children aged 0 to 17 in mainland families is about 485,000 yuan.
If divided according to income level: low-income families, raising children until the age of 17, the average cost of raising children is 116,000 yuan; middle-income families need 395,000 yuan; high-income families need 1.208 million yuan.
And this is still the cost of raising a child, if you want to easily raise a second child, the cost may have to be doubled. In addition, this is only the cost of childcare at the age of 17, and there are also the costs of children going to college in the later stage, as well as the dowry money for marriage, houses and cars, etc., which may not be a small amount together, no wonder there are more and more young people who are afraid of marriage and childbearing.
However, experts also said that in fact, there is no need to have too much burden, because each family has a different way of living a life, the above is only to achieve an average, the annual income of more than 800,000 after all in the minority, there are many ordinary people around the said, the annual family income of more than 200,000, raising children is actually quite easy, and not as nervous as others say.
If you want to raise a second child easily, in addition to the family's economic income, there are actually some things worth paying attention to.
What problems should we pay attention to when giving birth to a second child?
1. The acceptance of Dabao
The acceptance of Dabao, the future relationship between Dabao and Erbao, and whether they are harmonious with each other are actually issues that parents should care about. After all, if Dabao's acceptance is relatively high, the two children get along well, and the parents can save a lot of heart.
In our lives, there are some second-child families, because parents have not considered the feelings of Dabao when raising Erbao, and have put too much attention and love on the body of Xiaobao, resulting in Dabao making extreme behavior, and the family often makes chickens and dogs restless.
2. Whether there is someone in the family to help take care of it
Children's diet and living need to be taken care of, especially when the age of two children is relatively close, parents need to spend more energy, if there is someone in the family to help set up a handle, parents can be much easier, family and work can be better balanced.
On the contrary, if there is no one in the family to help, and do not want to spend money to hire a nanny, then parents may quarrel because of the inability to take care of energy, and one of the spouses may also sacrifice his career and temporarily become a full-time father or full-time mother, and family conflicts will naturally increase.
【Warm Reminder】
Regardless of the economic conditions, before the second child of family planning, it is best to go to a comprehensive prenatal examination and listen to the doctor's professional advice to judge whether their physical condition is suitable for having a second child and the precautions for preparing for a second child, so as to achieve the purpose of eugenics and eugenics.
Especially if the couple is older and has exceeded the age of 35, it is necessary to do a good job of examination, make a pregnancy preparation plan in advance, and improve the quality of the embryo so as not to increase the risk of pregnancy.