Since before the Spring Festival, my daughter has been very much looking forward to the arrival of the Spring Festival. Because this can not only have good food and fun, but also the Spring Festival red envelopes that children want the most.
Last night, after a few days since the Spring Festival, the bag that my daughter used to hold the Spring Festival red envelope was stuffed with red packets. The daughter decided to open the red packet, because the bag really couldn't be put down, and almost all the red envelopes that could be received were received.
Although the number of red envelopes seems to be a lot, in Guangdong, the vast majority of the amount of red envelopes is 5 yuan, a very small number is 10 yuan, and occasionally 100 yuan, which must be given by grandparents and their parents.
Therefore, a bag of red envelopes, removed down only more than 1300 yuan. The daughter is like a happy money fan, after counting how much money there is, she also classifies the money according to the amount, 100 yuan is stacked, 50 yuan is stacked, 10 yuan is stacked, 5 yuan is stacked, and even 1 yuan is stacked.
As was the practice before, my daughter would give me all the money after she had counted how much money she had. When I saw that my daughter kept counting, I wanted to tease her, "Are you done counting?" Do you want to keep the money for your mother? ”
When my daughter heard my words, she quickly protected the money and said, "I can't give it to you, this is my old money." My husband watched from the side and advised me: "When my daughter grows up, it is a good thing to keep the money for herself." When the bank is at work, go and help her open a bank account and deposit the money. ”
I listened to my husband's advice and thought it was a good choice. My daughter has always had no idea about money, and since I went to elementary school, I have had a bit of a headache, and every time I encounter a math problem related to money, even if it is not clear. I always say to myself, "My daughter is like me, and when she meets money, it is not clear." ”
Now open a bank account for her daughter, deposit her own pressed money, let her keep it for herself, and hope to guide her to enhance her ability in this regard. In fact, for the child's pressure on the age of money, in the end how to deal with it, I believe that many parents' approach is to directly confiscate.
There are also some parents who will give their children's pressure money to the child's full authority, and there are many benefits to this.
Help your child build up the idea of "money."
Many children, only when buying stationery, can get a certain amount of money from their parents. Usually, there is no money on the body, not even pocket money.
Then, children have no concept of "money" at all. 100 yuan and 5 yuan, in the eyes of the child, it seems that there is not much difference. Because, children usually do not use it at all, only know how much money to use to buy stationery, and how much money their parents should give.
In this way, when the child grows up, there is a habit of not saving money. When he's paid, he'll spend it all in a matter of days. This has a lot to do with the idea that he has not formed a good "money" all along.
Therefore, give the child's old age money back to the child's own custody, let the child buy stationery, buy the items he wants, and take it from his own pressure money. So as to guide children to think, the pressure of the age of money is so much, each time to use will be less, there are some unnecessary costs, will consider buying or not buying. In this way, you can help your child establish the concept of "money".
Guide children to learn the thinking of "money" and "money"
Don't underestimate the child's thinking ability, think that money makes money so profound, teach the child too early, the child will not. In fact, this is not the case, just like my daughter, who is only in the first grade of elementary school, and has the idea of keeping the money for herself.
We can count the children's money and see how much money there is. Then according to the total amount, help the child plan how to use the money. We can guide the child to how much pocket money can be spent in a month, how much can be spent in a year, and then the rest can be stored in the bank.
On the one hand, it is relatively safe to put money in the bank, after all, the child has put the money up, and after a long time, he may have forgotten where to put it. On the other hand, money is stored in the bank and can have a certain interest income. We can guide the child and calculate how much this interest income is and what the interest is.
Through this method, the child has a general understanding of how money can be generated.
Written at the end: In my opinion, to properly let go of the child, you can start from the child's old age money, and leave the child's old age money to the child's own handling. However, if the amount of money for the child's pressure is large, parents also need to tell the child that they cannot be extravagant, buy toys and snacks with the money, and spend the money at once. (The picture is from the network, if there is infringement, it must be deleted)